97 Cherokee has bitten the dust
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
In article <48020fFhflbdU1@individual.net>,
Stupendous Man <spam@trap.com> wrote:
#the tranmission, suspension, engine, brakes, etc and made it a fine car. It
#got T-boned in California by a woman who admitted fault, and her insurance,
#Farmers, looked in Autotrader and offered $3800. My state licensed
#independant appraiser evaluated the car at $9100. Farmer's wont negotiate,
#so I am suing the driver of the vehicle in small claims in a couple of weeks
#for the maximum of $7500. I have much documentation and am confident of a
#win. I'll bet she isn't happy with her insurance company now!
Well, Farmer's is still on the hook for the lawsuit's results up to the
limit in the coverage. They (and that is ANY CA insurace company) just
figure that most people will just take the money and STFU. It's their
response to CA's insurance laws. CA tries to screw the insurance co.s
and they turn around and try to screw the people they insure. The
smarter companies pulled out of the CA market ages ago or set up a shell
company to insulate the main company from CA's laws.
#Bottom line, Check the laws for Montana, Talk to an insurance agent who is
#IN Montana, not of a company involved in your son's accident , and check to
#see if Montana state code is available online. I would bet that Montanans
#have better protection from insurance companies than Californians.
One would hope. CA sucks for a reason.
/herb
Stupendous Man <spam@trap.com> wrote:
#the tranmission, suspension, engine, brakes, etc and made it a fine car. It
#got T-boned in California by a woman who admitted fault, and her insurance,
#Farmers, looked in Autotrader and offered $3800. My state licensed
#independant appraiser evaluated the car at $9100. Farmer's wont negotiate,
#so I am suing the driver of the vehicle in small claims in a couple of weeks
#for the maximum of $7500. I have much documentation and am confident of a
#win. I'll bet she isn't happy with her insurance company now!
Well, Farmer's is still on the hook for the lawsuit's results up to the
limit in the coverage. They (and that is ANY CA insurace company) just
figure that most people will just take the money and STFU. It's their
response to CA's insurance laws. CA tries to screw the insurance co.s
and they turn around and try to screw the people they insure. The
smarter companies pulled out of the CA market ages ago or set up a shell
company to insulate the main company from CA's laws.
#Bottom line, Check the laws for Montana, Talk to an insurance agent who is
#IN Montana, not of a company involved in your son's accident , and check to
#see if Montana state code is available online. I would bet that Montanans
#have better protection from insurance companies than Californians.
One would hope. CA sucks for a reason.
/herb
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
In article <48020fFhflbdU1@individual.net>,
Stupendous Man <spam@trap.com> wrote:
#the tranmission, suspension, engine, brakes, etc and made it a fine car. It
#got T-boned in California by a woman who admitted fault, and her insurance,
#Farmers, looked in Autotrader and offered $3800. My state licensed
#independant appraiser evaluated the car at $9100. Farmer's wont negotiate,
#so I am suing the driver of the vehicle in small claims in a couple of weeks
#for the maximum of $7500. I have much documentation and am confident of a
#win. I'll bet she isn't happy with her insurance company now!
Well, Farmer's is still on the hook for the lawsuit's results up to the
limit in the coverage. They (and that is ANY CA insurace company) just
figure that most people will just take the money and STFU. It's their
response to CA's insurance laws. CA tries to screw the insurance co.s
and they turn around and try to screw the people they insure. The
smarter companies pulled out of the CA market ages ago or set up a shell
company to insulate the main company from CA's laws.
#Bottom line, Check the laws for Montana, Talk to an insurance agent who is
#IN Montana, not of a company involved in your son's accident , and check to
#see if Montana state code is available online. I would bet that Montanans
#have better protection from insurance companies than Californians.
One would hope. CA sucks for a reason.
/herb
Stupendous Man <spam@trap.com> wrote:
#the tranmission, suspension, engine, brakes, etc and made it a fine car. It
#got T-boned in California by a woman who admitted fault, and her insurance,
#Farmers, looked in Autotrader and offered $3800. My state licensed
#independant appraiser evaluated the car at $9100. Farmer's wont negotiate,
#so I am suing the driver of the vehicle in small claims in a couple of weeks
#for the maximum of $7500. I have much documentation and am confident of a
#win. I'll bet she isn't happy with her insurance company now!
Well, Farmer's is still on the hook for the lawsuit's results up to the
limit in the coverage. They (and that is ANY CA insurace company) just
figure that most people will just take the money and STFU. It's their
response to CA's insurance laws. CA tries to screw the insurance co.s
and they turn around and try to screw the people they insure. The
smarter companies pulled out of the CA market ages ago or set up a shell
company to insulate the main company from CA's laws.
#Bottom line, Check the laws for Montana, Talk to an insurance agent who is
#IN Montana, not of a company involved in your son's accident , and check to
#see if Montana state code is available online. I would bet that Montanans
#have better protection from insurance companies than Californians.
One would hope. CA sucks for a reason.
/herb
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
In article <48020fFhflbdU1@individual.net>,
Stupendous Man <spam@trap.com> wrote:
#the tranmission, suspension, engine, brakes, etc and made it a fine car. It
#got T-boned in California by a woman who admitted fault, and her insurance,
#Farmers, looked in Autotrader and offered $3800. My state licensed
#independant appraiser evaluated the car at $9100. Farmer's wont negotiate,
#so I am suing the driver of the vehicle in small claims in a couple of weeks
#for the maximum of $7500. I have much documentation and am confident of a
#win. I'll bet she isn't happy with her insurance company now!
Well, Farmer's is still on the hook for the lawsuit's results up to the
limit in the coverage. They (and that is ANY CA insurace company) just
figure that most people will just take the money and STFU. It's their
response to CA's insurance laws. CA tries to screw the insurance co.s
and they turn around and try to screw the people they insure. The
smarter companies pulled out of the CA market ages ago or set up a shell
company to insulate the main company from CA's laws.
#Bottom line, Check the laws for Montana, Talk to an insurance agent who is
#IN Montana, not of a company involved in your son's accident , and check to
#see if Montana state code is available online. I would bet that Montanans
#have better protection from insurance companies than Californians.
One would hope. CA sucks for a reason.
/herb
Stupendous Man <spam@trap.com> wrote:
#the tranmission, suspension, engine, brakes, etc and made it a fine car. It
#got T-boned in California by a woman who admitted fault, and her insurance,
#Farmers, looked in Autotrader and offered $3800. My state licensed
#independant appraiser evaluated the car at $9100. Farmer's wont negotiate,
#so I am suing the driver of the vehicle in small claims in a couple of weeks
#for the maximum of $7500. I have much documentation and am confident of a
#win. I'll bet she isn't happy with her insurance company now!
Well, Farmer's is still on the hook for the lawsuit's results up to the
limit in the coverage. They (and that is ANY CA insurace company) just
figure that most people will just take the money and STFU. It's their
response to CA's insurance laws. CA tries to screw the insurance co.s
and they turn around and try to screw the people they insure. The
smarter companies pulled out of the CA market ages ago or set up a shell
company to insulate the main company from CA's laws.
#Bottom line, Check the laws for Montana, Talk to an insurance agent who is
#IN Montana, not of a company involved in your son's accident , and check to
#see if Montana state code is available online. I would bet that Montanans
#have better protection from insurance companies than Californians.
One would hope. CA sucks for a reason.
/herb
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
What Kate said.
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
What Kate said.
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
What Kate said.
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
What Kate said.
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
A lady in an RX7 clobbered my old 4wd truck in early December some years
back. At the start of snow season, trucks were scarce, what was left was
either expensive or junk. I found one 'comparable' seaching 54 (!!!
count'em) used car dealers. Insurance company paid based on the full
price of the one I found. Very little snow that winter, prices dropped
by at least 20% in the next couple of months. Which put them back to the
usual blue book prices.
Do your homework, plan on bumping heads a bit.
KJ.Kate wrote:
> One other thing!
> You say that you cannot find one (more or less) one like it nearby. One of
> our vehicles, it was a "hard to get" vehicle because of it's popularity at
> that time.
> Believe it or not, they paid the going price, not the book price and it was
> more than the car was worth. Even though it had 200k miles on it, it was in
> great condition. It may be that yours could fall into that group in that it
> cannot be readily replaced. This matters when placing value on a vehicle.
> The idea is to replace it with LKQ (Like Kind & Quality) and you may have to
> bump heads a bit. Particularly if the trucking company is paying. They can
> be REAL sunsabitches when they damage a vehicle.
>
> Kate
>
> <jameslinch@nospam_my_email_cox_.net> wrote in message
> news:0efj12l6ipshi6hg4m1ncoc8c96ipm8qka@4ax.com...
> : My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> : Country with all the bells and whistles. While trying to help someone
> : out of a ditch on an icy snowy road the jeep was smashed by a diesel
> : rig. As you may expect, it was totalled by the insurance company.
> :
> : What should I look for as a fair market price for the jeep? It was in
> : good shape with upgraded rims and a brand new set of BFG KO's, had
> : power everything and the factory tow package, leather seats, etc. as
> : well as a six month old paint job. It had about 106k miles on it.
> :
> : I live in SoCal so I think that is what they are using for the
> : location to set fair market value. I tried looking through the
> : autotrader but there wasn't a really comparable match for about 1200
> : miles from me.
> :
> : Any advice would be greatly appreciated!
>
>
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
I am not a lawyer, but the defendant's insurance company is a party of
interest, even in a small claims suit. They are not liable to pay any
judgment until they have had their say in court. A responsible judge would
refuse to try the case, unless the insurance company had been properly
notified and had a representative present.
Earle
"Herb Leong" <herb@urusei.net> wrote in message
news:AdednSWNjfH_SYfZRVn-ig@speakeasy.net...
> In article <48020fFhflbdU1@individual.net>,
> Stupendous Man <spam@trap.com> wrote:
> #the tranmission, suspension, engine, brakes, etc and made it a fine car.
It
> #got T-boned in California by a woman who admitted fault, and her
insurance,
> #Farmers, looked in Autotrader and offered $3800. My state licensed
> #independant appraiser evaluated the car at $9100. Farmer's wont
negotiate,
> #so I am suing the driver of the vehicle in small claims in a couple of
weeks
> #for the maximum of $7500. I have much documentation and am confident of
a
> #win. I'll bet she isn't happy with her insurance company now!
> Well, Farmer's is still on the hook for the lawsuit's results up to the
> limit in the coverage. They (and that is ANY CA insurace company) just
> figure that most people will just take the money and STFU. It's their
> response to CA's insurance laws. CA tries to screw the insurance co.s
> and they turn around and try to screw the people they insure. The
> smarter companies pulled out of the CA market ages ago or set up a shell
> company to insulate the main company from CA's laws.
>
> #Bottom line, Check the laws for Montana, Talk to an insurance agent who
is
> #IN Montana, not of a company involved in your son's accident , and check
to
> #see if Montana state code is available online. I would bet that Montanans
> #have better protection from insurance companies than Californians.
> One would hope. CA sucks for a reason.
>
> /herb
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interest, even in a small claims suit. They are not liable to pay any
judgment until they have had their say in court. A responsible judge would
refuse to try the case, unless the insurance company had been properly
notified and had a representative present.
Earle
"Herb Leong" <herb@urusei.net> wrote in message
news:AdednSWNjfH_SYfZRVn-ig@speakeasy.net...
> In article <48020fFhflbdU1@individual.net>,
> Stupendous Man <spam@trap.com> wrote:
> #the tranmission, suspension, engine, brakes, etc and made it a fine car.
It
> #got T-boned in California by a woman who admitted fault, and her
insurance,
> #Farmers, looked in Autotrader and offered $3800. My state licensed
> #independant appraiser evaluated the car at $9100. Farmer's wont
negotiate,
> #so I am suing the driver of the vehicle in small claims in a couple of
weeks
> #for the maximum of $7500. I have much documentation and am confident of
a
> #win. I'll bet she isn't happy with her insurance company now!
> Well, Farmer's is still on the hook for the lawsuit's results up to the
> limit in the coverage. They (and that is ANY CA insurace company) just
> figure that most people will just take the money and STFU. It's their
> response to CA's insurance laws. CA tries to screw the insurance co.s
> and they turn around and try to screw the people they insure. The
> smarter companies pulled out of the CA market ages ago or set up a shell
> company to insulate the main company from CA's laws.
>
> #Bottom line, Check the laws for Montana, Talk to an insurance agent who
is
> #IN Montana, not of a company involved in your son's accident , and check
to
> #see if Montana state code is available online. I would bet that Montanans
> #have better protection from insurance companies than Californians.
> One would hope. CA sucks for a reason.
>
> /herb
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Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
I am not a lawyer, but the defendant's insurance company is a party of
interest, even in a small claims suit. They are not liable to pay any
judgment until they have had their say in court. A responsible judge would
refuse to try the case, unless the insurance company had been properly
notified and had a representative present.
Earle
"Herb Leong" <herb@urusei.net> wrote in message
news:AdednSWNjfH_SYfZRVn-ig@speakeasy.net...
> In article <48020fFhflbdU1@individual.net>,
> Stupendous Man <spam@trap.com> wrote:
> #the tranmission, suspension, engine, brakes, etc and made it a fine car.
It
> #got T-boned in California by a woman who admitted fault, and her
insurance,
> #Farmers, looked in Autotrader and offered $3800. My state licensed
> #independant appraiser evaluated the car at $9100. Farmer's wont
negotiate,
> #so I am suing the driver of the vehicle in small claims in a couple of
weeks
> #for the maximum of $7500. I have much documentation and am confident of
a
> #win. I'll bet she isn't happy with her insurance company now!
> Well, Farmer's is still on the hook for the lawsuit's results up to the
> limit in the coverage. They (and that is ANY CA insurace company) just
> figure that most people will just take the money and STFU. It's their
> response to CA's insurance laws. CA tries to screw the insurance co.s
> and they turn around and try to screw the people they insure. The
> smarter companies pulled out of the CA market ages ago or set up a shell
> company to insulate the main company from CA's laws.
>
> #Bottom line, Check the laws for Montana, Talk to an insurance agent who
is
> #IN Montana, not of a company involved in your son's accident , and check
to
> #see if Montana state code is available online. I would bet that Montanans
> #have better protection from insurance companies than Californians.
> One would hope. CA sucks for a reason.
>
> /herb
*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***
interest, even in a small claims suit. They are not liable to pay any
judgment until they have had their say in court. A responsible judge would
refuse to try the case, unless the insurance company had been properly
notified and had a representative present.
Earle
"Herb Leong" <herb@urusei.net> wrote in message
news:AdednSWNjfH_SYfZRVn-ig@speakeasy.net...
> In article <48020fFhflbdU1@individual.net>,
> Stupendous Man <spam@trap.com> wrote:
> #the tranmission, suspension, engine, brakes, etc and made it a fine car.
It
> #got T-boned in California by a woman who admitted fault, and her
insurance,
> #Farmers, looked in Autotrader and offered $3800. My state licensed
> #independant appraiser evaluated the car at $9100. Farmer's wont
negotiate,
> #so I am suing the driver of the vehicle in small claims in a couple of
weeks
> #for the maximum of $7500. I have much documentation and am confident of
a
> #win. I'll bet she isn't happy with her insurance company now!
> Well, Farmer's is still on the hook for the lawsuit's results up to the
> limit in the coverage. They (and that is ANY CA insurace company) just
> figure that most people will just take the money and STFU. It's their
> response to CA's insurance laws. CA tries to screw the insurance co.s
> and they turn around and try to screw the people they insure. The
> smarter companies pulled out of the CA market ages ago or set up a shell
> company to insulate the main company from CA's laws.
>
> #Bottom line, Check the laws for Montana, Talk to an insurance agent who
is
> #IN Montana, not of a company involved in your son's accident , and check
to
> #see if Montana state code is available online. I would bet that Montanans
> #have better protection from insurance companies than Californians.
> One would hope. CA sucks for a reason.
>
> /herb
*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
I am not a lawyer, but the defendant's insurance company is a party of
interest, even in a small claims suit. They are not liable to pay any
judgment until they have had their say in court. A responsible judge would
refuse to try the case, unless the insurance company had been properly
notified and had a representative present.
Earle
"Herb Leong" <herb@urusei.net> wrote in message
news:AdednSWNjfH_SYfZRVn-ig@speakeasy.net...
> In article <48020fFhflbdU1@individual.net>,
> Stupendous Man <spam@trap.com> wrote:
> #the tranmission, suspension, engine, brakes, etc and made it a fine car.
It
> #got T-boned in California by a woman who admitted fault, and her
insurance,
> #Farmers, looked in Autotrader and offered $3800. My state licensed
> #independant appraiser evaluated the car at $9100. Farmer's wont
negotiate,
> #so I am suing the driver of the vehicle in small claims in a couple of
weeks
> #for the maximum of $7500. I have much documentation and am confident of
a
> #win. I'll bet she isn't happy with her insurance company now!
> Well, Farmer's is still on the hook for the lawsuit's results up to the
> limit in the coverage. They (and that is ANY CA insurace company) just
> figure that most people will just take the money and STFU. It's their
> response to CA's insurance laws. CA tries to screw the insurance co.s
> and they turn around and try to screw the people they insure. The
> smarter companies pulled out of the CA market ages ago or set up a shell
> company to insulate the main company from CA's laws.
>
> #Bottom line, Check the laws for Montana, Talk to an insurance agent who
is
> #IN Montana, not of a company involved in your son's accident , and check
to
> #see if Montana state code is available online. I would bet that Montanans
> #have better protection from insurance companies than Californians.
> One would hope. CA sucks for a reason.
>
> /herb
*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***
interest, even in a small claims suit. They are not liable to pay any
judgment until they have had their say in court. A responsible judge would
refuse to try the case, unless the insurance company had been properly
notified and had a representative present.
Earle
"Herb Leong" <herb@urusei.net> wrote in message
news:AdednSWNjfH_SYfZRVn-ig@speakeasy.net...
> In article <48020fFhflbdU1@individual.net>,
> Stupendous Man <spam@trap.com> wrote:
> #the tranmission, suspension, engine, brakes, etc and made it a fine car.
It
> #got T-boned in California by a woman who admitted fault, and her
insurance,
> #Farmers, looked in Autotrader and offered $3800. My state licensed
> #independant appraiser evaluated the car at $9100. Farmer's wont
negotiate,
> #so I am suing the driver of the vehicle in small claims in a couple of
weeks
> #for the maximum of $7500. I have much documentation and am confident of
a
> #win. I'll bet she isn't happy with her insurance company now!
> Well, Farmer's is still on the hook for the lawsuit's results up to the
> limit in the coverage. They (and that is ANY CA insurace company) just
> figure that most people will just take the money and STFU. It's their
> response to CA's insurance laws. CA tries to screw the insurance co.s
> and they turn around and try to screw the people they insure. The
> smarter companies pulled out of the CA market ages ago or set up a shell
> company to insulate the main company from CA's laws.
>
> #Bottom line, Check the laws for Montana, Talk to an insurance agent who
is
> #IN Montana, not of a company involved in your son's accident , and check
to
> #see if Montana state code is available online. I would bet that Montanans
> #have better protection from insurance companies than Californians.
> One would hope. CA sucks for a reason.
>
> /herb
*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***
