97 Cherokee has bitten the dust
03-22-2006, 08:45 PM
#51
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
I do not doubt that it will cost more than $6k to replace this vehicle, but
the insurance company is in business to make money. They have to go by
their "research results" and what kind of dividend checks their investors
would like to see. A '97 is going on ten years old. It has suffered lots
of depreciation and, on the average, considerable wear and tear.
If you must own a vehicle that is worth, to you, considerably more than an
insurance company will be willing to pay for it, then you need to look real
carefully at how you will replace it, in the unfortunate event of a total
loss. You need to put all those premiums you pay into the formula too. All
of my vehicles are self-insured. You might want to look at the true value
of all those "bells and whistles" too. Heck, it wasn't even a Grand.
Some of you are going to say, "That is OK for you Earle. You are rich. But
we poor slobs have to work for a living. We can't afford to replace
vehicles all the time." Hey, I earned all my money, by working. Sometimes,
the truth hurts. But it's a good kind of hurt, if you accept what it is
trying to teach you.
Earle
"RoyJ" <spamless@microsoft.net> wrote in message
news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earthl ink.net...
> Price is low considering the condition.
>
> Some of the web sites do not run all options with anything except
> Microwost IE
>
> jameslinch@nospam_my_email_cox_.net wrote:
> > To all who responded, many thanks! BTW, I left out the part that there
> > were no injuries. My son was outside the jeep and had the tow line
> > ripped out of his hand and the GF was strapped into the passenger
> > seat. Neither were hurt and all is well with them.
> >
> > The insurance company has offered a few cents over $6k for it. I
> > couldn't get any credit for the brand new (< 6 months old) KO's I out
> > on it and am still having a hard time getting an actual cash value
> > measure for it. They are sending me their research results and I'm
> > still working on having something to send back. What a hassle!
> >
> > Again, thanks to everyone!
> >
> > As a side note, I use FireFox and I can't seem to get Edmands.com to
> > list the vehicles in the drop down boxes. I must have something that
> > is preventing it set up in FF but can't find which setting would stop
> > that. I turned of the pop up blocker and still no luck. Oh well, back
> > to the search!
> >
> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
> >
> >
> >>jameslinch@nospam_my_email_cox_.net wrote:
> >>
> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> >>>Country with all the bells and whistles. While trying to help someone
> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
> >>>rig. As you may expect, it was totalled by the insurance company.
> >>>
> >>>What should I look for as a fair market price for the jeep? It was in
> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
> >>>power everything and the factory tow package, leather seats, etc. as
> >>>well as a six month old paint job. It had about 106k miles on it.
> >>>
> >>>I live in SoCal so I think that is what they are using for the
> >>>location to set fair market value. I tried looking through the
> >>>autotrader but there wasn't a really comparable match for about 1200
> >>>miles from me.
> >>>
> >>>Any advice would be greatly appreciated!
> >>
> >>http://www.kbb.com/ or a scrap metal dealer.
> >>
> >>Sorry about the loss...
> >
> >
the insurance company is in business to make money. They have to go by
their "research results" and what kind of dividend checks their investors
would like to see. A '97 is going on ten years old. It has suffered lots
of depreciation and, on the average, considerable wear and tear.
If you must own a vehicle that is worth, to you, considerably more than an
insurance company will be willing to pay for it, then you need to look real
carefully at how you will replace it, in the unfortunate event of a total
loss. You need to put all those premiums you pay into the formula too. All
of my vehicles are self-insured. You might want to look at the true value
of all those "bells and whistles" too. Heck, it wasn't even a Grand.
Some of you are going to say, "That is OK for you Earle. You are rich. But
we poor slobs have to work for a living. We can't afford to replace
vehicles all the time." Hey, I earned all my money, by working. Sometimes,
the truth hurts. But it's a good kind of hurt, if you accept what it is
trying to teach you.
Earle
"RoyJ" <spamless@microsoft.net> wrote in message
news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earthl ink.net...
> Price is low considering the condition.
>
> Some of the web sites do not run all options with anything except
> Microwost IE
>
> jameslinch@nospam_my_email_cox_.net wrote:
> > To all who responded, many thanks! BTW, I left out the part that there
> > were no injuries. My son was outside the jeep and had the tow line
> > ripped out of his hand and the GF was strapped into the passenger
> > seat. Neither were hurt and all is well with them.
> >
> > The insurance company has offered a few cents over $6k for it. I
> > couldn't get any credit for the brand new (< 6 months old) KO's I out
> > on it and am still having a hard time getting an actual cash value
> > measure for it. They are sending me their research results and I'm
> > still working on having something to send back. What a hassle!
> >
> > Again, thanks to everyone!
> >
> > As a side note, I use FireFox and I can't seem to get Edmands.com to
> > list the vehicles in the drop down boxes. I must have something that
> > is preventing it set up in FF but can't find which setting would stop
> > that. I turned of the pop up blocker and still no luck. Oh well, back
> > to the search!
> >
> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
> >
> >
> >>jameslinch@nospam_my_email_cox_.net wrote:
> >>
> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> >>>Country with all the bells and whistles. While trying to help someone
> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
> >>>rig. As you may expect, it was totalled by the insurance company.
> >>>
> >>>What should I look for as a fair market price for the jeep? It was in
> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
> >>>power everything and the factory tow package, leather seats, etc. as
> >>>well as a six month old paint job. It had about 106k miles on it.
> >>>
> >>>I live in SoCal so I think that is what they are using for the
> >>>location to set fair market value. I tried looking through the
> >>>autotrader but there wasn't a really comparable match for about 1200
> >>>miles from me.
> >>>
> >>>Any advice would be greatly appreciated!
> >>
> >>http://www.kbb.com/ or a scrap metal dealer.
> >>
> >>Sorry about the loss...
> >
> >
03-22-2006, 08:45 PM
#52
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
I do not doubt that it will cost more than $6k to replace this vehicle, but
the insurance company is in business to make money. They have to go by
their "research results" and what kind of dividend checks their investors
would like to see. A '97 is going on ten years old. It has suffered lots
of depreciation and, on the average, considerable wear and tear.
If you must own a vehicle that is worth, to you, considerably more than an
insurance company will be willing to pay for it, then you need to look real
carefully at how you will replace it, in the unfortunate event of a total
loss. You need to put all those premiums you pay into the formula too. All
of my vehicles are self-insured. You might want to look at the true value
of all those "bells and whistles" too. Heck, it wasn't even a Grand.
Some of you are going to say, "That is OK for you Earle. You are rich. But
we poor slobs have to work for a living. We can't afford to replace
vehicles all the time." Hey, I earned all my money, by working. Sometimes,
the truth hurts. But it's a good kind of hurt, if you accept what it is
trying to teach you.
Earle
"RoyJ" <spamless@microsoft.net> wrote in message
news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earthl ink.net...
> Price is low considering the condition.
>
> Some of the web sites do not run all options with anything except
> Microwost IE
>
> jameslinch@nospam_my_email_cox_.net wrote:
> > To all who responded, many thanks! BTW, I left out the part that there
> > were no injuries. My son was outside the jeep and had the tow line
> > ripped out of his hand and the GF was strapped into the passenger
> > seat. Neither were hurt and all is well with them.
> >
> > The insurance company has offered a few cents over $6k for it. I
> > couldn't get any credit for the brand new (< 6 months old) KO's I out
> > on it and am still having a hard time getting an actual cash value
> > measure for it. They are sending me their research results and I'm
> > still working on having something to send back. What a hassle!
> >
> > Again, thanks to everyone!
> >
> > As a side note, I use FireFox and I can't seem to get Edmands.com to
> > list the vehicles in the drop down boxes. I must have something that
> > is preventing it set up in FF but can't find which setting would stop
> > that. I turned of the pop up blocker and still no luck. Oh well, back
> > to the search!
> >
> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
> >
> >
> >>jameslinch@nospam_my_email_cox_.net wrote:
> >>
> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> >>>Country with all the bells and whistles. While trying to help someone
> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
> >>>rig. As you may expect, it was totalled by the insurance company.
> >>>
> >>>What should I look for as a fair market price for the jeep? It was in
> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
> >>>power everything and the factory tow package, leather seats, etc. as
> >>>well as a six month old paint job. It had about 106k miles on it.
> >>>
> >>>I live in SoCal so I think that is what they are using for the
> >>>location to set fair market value. I tried looking through the
> >>>autotrader but there wasn't a really comparable match for about 1200
> >>>miles from me.
> >>>
> >>>Any advice would be greatly appreciated!
> >>
> >>http://www.kbb.com/ or a scrap metal dealer.
> >>
> >>Sorry about the loss...
> >
> >
the insurance company is in business to make money. They have to go by
their "research results" and what kind of dividend checks their investors
would like to see. A '97 is going on ten years old. It has suffered lots
of depreciation and, on the average, considerable wear and tear.
If you must own a vehicle that is worth, to you, considerably more than an
insurance company will be willing to pay for it, then you need to look real
carefully at how you will replace it, in the unfortunate event of a total
loss. You need to put all those premiums you pay into the formula too. All
of my vehicles are self-insured. You might want to look at the true value
of all those "bells and whistles" too. Heck, it wasn't even a Grand.
Some of you are going to say, "That is OK for you Earle. You are rich. But
we poor slobs have to work for a living. We can't afford to replace
vehicles all the time." Hey, I earned all my money, by working. Sometimes,
the truth hurts. But it's a good kind of hurt, if you accept what it is
trying to teach you.
Earle
"RoyJ" <spamless@microsoft.net> wrote in message
news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earthl ink.net...
> Price is low considering the condition.
>
> Some of the web sites do not run all options with anything except
> Microwost IE
>
> jameslinch@nospam_my_email_cox_.net wrote:
> > To all who responded, many thanks! BTW, I left out the part that there
> > were no injuries. My son was outside the jeep and had the tow line
> > ripped out of his hand and the GF was strapped into the passenger
> > seat. Neither were hurt and all is well with them.
> >
> > The insurance company has offered a few cents over $6k for it. I
> > couldn't get any credit for the brand new (< 6 months old) KO's I out
> > on it and am still having a hard time getting an actual cash value
> > measure for it. They are sending me their research results and I'm
> > still working on having something to send back. What a hassle!
> >
> > Again, thanks to everyone!
> >
> > As a side note, I use FireFox and I can't seem to get Edmands.com to
> > list the vehicles in the drop down boxes. I must have something that
> > is preventing it set up in FF but can't find which setting would stop
> > that. I turned of the pop up blocker and still no luck. Oh well, back
> > to the search!
> >
> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
> >
> >
> >>jameslinch@nospam_my_email_cox_.net wrote:
> >>
> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> >>>Country with all the bells and whistles. While trying to help someone
> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
> >>>rig. As you may expect, it was totalled by the insurance company.
> >>>
> >>>What should I look for as a fair market price for the jeep? It was in
> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
> >>>power everything and the factory tow package, leather seats, etc. as
> >>>well as a six month old paint job. It had about 106k miles on it.
> >>>
> >>>I live in SoCal so I think that is what they are using for the
> >>>location to set fair market value. I tried looking through the
> >>>autotrader but there wasn't a really comparable match for about 1200
> >>>miles from me.
> >>>
> >>>Any advice would be greatly appreciated!
> >>
> >>http://www.kbb.com/ or a scrap metal dealer.
> >>
> >>Sorry about the loss...
> >
> >
03-22-2006, 08:45 PM
#53
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
I do not doubt that it will cost more than $6k to replace this vehicle, but
the insurance company is in business to make money. They have to go by
their "research results" and what kind of dividend checks their investors
would like to see. A '97 is going on ten years old. It has suffered lots
of depreciation and, on the average, considerable wear and tear.
If you must own a vehicle that is worth, to you, considerably more than an
insurance company will be willing to pay for it, then you need to look real
carefully at how you will replace it, in the unfortunate event of a total
loss. You need to put all those premiums you pay into the formula too. All
of my vehicles are self-insured. You might want to look at the true value
of all those "bells and whistles" too. Heck, it wasn't even a Grand.
Some of you are going to say, "That is OK for you Earle. You are rich. But
we poor slobs have to work for a living. We can't afford to replace
vehicles all the time." Hey, I earned all my money, by working. Sometimes,
the truth hurts. But it's a good kind of hurt, if you accept what it is
trying to teach you.
Earle
"RoyJ" <spamless@microsoft.net> wrote in message
news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earthl ink.net...
> Price is low considering the condition.
>
> Some of the web sites do not run all options with anything except
> Microwost IE
>
> jameslinch@nospam_my_email_cox_.net wrote:
> > To all who responded, many thanks! BTW, I left out the part that there
> > were no injuries. My son was outside the jeep and had the tow line
> > ripped out of his hand and the GF was strapped into the passenger
> > seat. Neither were hurt and all is well with them.
> >
> > The insurance company has offered a few cents over $6k for it. I
> > couldn't get any credit for the brand new (< 6 months old) KO's I out
> > on it and am still having a hard time getting an actual cash value
> > measure for it. They are sending me their research results and I'm
> > still working on having something to send back. What a hassle!
> >
> > Again, thanks to everyone!
> >
> > As a side note, I use FireFox and I can't seem to get Edmands.com to
> > list the vehicles in the drop down boxes. I must have something that
> > is preventing it set up in FF but can't find which setting would stop
> > that. I turned of the pop up blocker and still no luck. Oh well, back
> > to the search!
> >
> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
> >
> >
> >>jameslinch@nospam_my_email_cox_.net wrote:
> >>
> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> >>>Country with all the bells and whistles. While trying to help someone
> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
> >>>rig. As you may expect, it was totalled by the insurance company.
> >>>
> >>>What should I look for as a fair market price for the jeep? It was in
> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
> >>>power everything and the factory tow package, leather seats, etc. as
> >>>well as a six month old paint job. It had about 106k miles on it.
> >>>
> >>>I live in SoCal so I think that is what they are using for the
> >>>location to set fair market value. I tried looking through the
> >>>autotrader but there wasn't a really comparable match for about 1200
> >>>miles from me.
> >>>
> >>>Any advice would be greatly appreciated!
> >>
> >>http://www.kbb.com/ or a scrap metal dealer.
> >>
> >>Sorry about the loss...
> >
> >
the insurance company is in business to make money. They have to go by
their "research results" and what kind of dividend checks their investors
would like to see. A '97 is going on ten years old. It has suffered lots
of depreciation and, on the average, considerable wear and tear.
If you must own a vehicle that is worth, to you, considerably more than an
insurance company will be willing to pay for it, then you need to look real
carefully at how you will replace it, in the unfortunate event of a total
loss. You need to put all those premiums you pay into the formula too. All
of my vehicles are self-insured. You might want to look at the true value
of all those "bells and whistles" too. Heck, it wasn't even a Grand.
Some of you are going to say, "That is OK for you Earle. You are rich. But
we poor slobs have to work for a living. We can't afford to replace
vehicles all the time." Hey, I earned all my money, by working. Sometimes,
the truth hurts. But it's a good kind of hurt, if you accept what it is
trying to teach you.
Earle
"RoyJ" <spamless@microsoft.net> wrote in message
news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earthl ink.net...
> Price is low considering the condition.
>
> Some of the web sites do not run all options with anything except
> Microwost IE
>
> jameslinch@nospam_my_email_cox_.net wrote:
> > To all who responded, many thanks! BTW, I left out the part that there
> > were no injuries. My son was outside the jeep and had the tow line
> > ripped out of his hand and the GF was strapped into the passenger
> > seat. Neither were hurt and all is well with them.
> >
> > The insurance company has offered a few cents over $6k for it. I
> > couldn't get any credit for the brand new (< 6 months old) KO's I out
> > on it and am still having a hard time getting an actual cash value
> > measure for it. They are sending me their research results and I'm
> > still working on having something to send back. What a hassle!
> >
> > Again, thanks to everyone!
> >
> > As a side note, I use FireFox and I can't seem to get Edmands.com to
> > list the vehicles in the drop down boxes. I must have something that
> > is preventing it set up in FF but can't find which setting would stop
> > that. I turned of the pop up blocker and still no luck. Oh well, back
> > to the search!
> >
> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
> >
> >
> >>jameslinch@nospam_my_email_cox_.net wrote:
> >>
> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
> >>>Country with all the bells and whistles. While trying to help someone
> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
> >>>rig. As you may expect, it was totalled by the insurance company.
> >>>
> >>>What should I look for as a fair market price for the jeep? It was in
> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
> >>>power everything and the factory tow package, leather seats, etc. as
> >>>well as a six month old paint job. It had about 106k miles on it.
> >>>
> >>>I live in SoCal so I think that is what they are using for the
> >>>location to set fair market value. I tried looking through the
> >>>autotrader but there wasn't a really comparable match for about 1200
> >>>miles from me.
> >>>
> >>>Any advice would be greatly appreciated!
> >>
> >>http://www.kbb.com/ or a scrap metal dealer.
> >>
> >>Sorry about the loss...
> >
> >
03-22-2006, 10:09 PM
#54
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
On Wed, 22 Mar 2006 20:13:52 UTC jameslinch@nospam_my_email_cox_.net
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
03-22-2006, 10:09 PM
#55
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
On Wed, 22 Mar 2006 20:13:52 UTC jameslinch@nospam_my_email_cox_.net
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
03-22-2006, 10:09 PM
#56
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
On Wed, 22 Mar 2006 20:13:52 UTC jameslinch@nospam_my_email_cox_.net
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
03-22-2006, 10:09 PM
#57
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
On Wed, 22 Mar 2006 20:13:52 UTC jameslinch@nospam_my_email_cox_.net
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
wrote:
> As a side note, I use FireFox and I can't seem to get Edmands.com to
> list the vehicles in the drop down boxes. I must have something that
> is preventing it set up in FF but can't find which setting would stop
> that. I turned of the pop up blocker and still no luck. Oh well, back
> to the search!
Give it time - that script takes FOREVER to load!
--
Will Honea
03-24-2006, 07:48 PM
#58
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
Earl,
How did you earn all that money? Just curious and always looking for
ways to improve my means.
Does being self insured protect you from litigation in the event
someone decides to take you to court? I would think a simple medical
claim would be more than you save in several years by being self
insured.
jl
On Wed, 22 Mar 2006 18:45:38 -0700, "Earle Horton"
<NurseBustersNoSpam@msn.com> wrote:
>I do not doubt that it will cost more than $6k to replace this vehicle, but
>the insurance company is in business to make money. They have to go by
>their "research results" and what kind of dividend checks their investors
>would like to see. A '97 is going on ten years old. It has suffered lots
>of depreciation and, on the average, considerable wear and tear.
>
>If you must own a vehicle that is worth, to you, considerably more than an
>insurance company will be willing to pay for it, then you need to look real
>carefully at how you will replace it, in the unfortunate event of a total
>loss. You need to put all those premiums you pay into the formula too. All
>of my vehicles are self-insured. You might want to look at the true value
>of all those "bells and whistles" too. Heck, it wasn't even a Grand.
>
>Some of you are going to say, "That is OK for you Earle. You are rich. But
>we poor slobs have to work for a living. We can't afford to replace
>vehicles all the time." Hey, I earned all my money, by working. Sometimes,
>the truth hurts. But it's a good kind of hurt, if you accept what it is
>trying to teach you.
>
>Earle
>
>"RoyJ" <spamless@microsoft.net> wrote in message
>news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earth link.net...
>> Price is low considering the condition.
>>
>> Some of the web sites do not run all options with anything except
>> Microwost IE
>>
>> jameslinch@nospam_my_email_cox_.net wrote:
>> > To all who responded, many thanks! BTW, I left out the part that there
>> > were no injuries. My son was outside the jeep and had the tow line
>> > ripped out of his hand and the GF was strapped into the passenger
>> > seat. Neither were hurt and all is well with them.
>> >
>> > The insurance company has offered a few cents over $6k for it. I
>> > couldn't get any credit for the brand new (< 6 months old) KO's I out
>> > on it and am still having a hard time getting an actual cash value
>> > measure for it. They are sending me their research results and I'm
>> > still working on having something to send back. What a hassle!
>> >
>> > Again, thanks to everyone!
>> >
>> > As a side note, I use FireFox and I can't seem to get Edmands.com to
>> > list the vehicles in the drop down boxes. I must have something that
>> > is preventing it set up in FF but can't find which setting would stop
>> > that. I turned of the pop up blocker and still no luck. Oh well, back
>> > to the search!
>> >
>> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
>> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
>> >
>> >
>> >>jameslinch@nospam_my_email_cox_.net wrote:
>> >>
>> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
>> >>>Country with all the bells and whistles. While trying to help someone
>> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
>> >>>rig. As you may expect, it was totalled by the insurance company.
>> >>>
>> >>>What should I look for as a fair market price for the jeep? It was in
>> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
>> >>>power everything and the factory tow package, leather seats, etc. as
>> >>>well as a six month old paint job. It had about 106k miles on it.
>> >>>
>> >>>I live in SoCal so I think that is what they are using for the
>> >>>location to set fair market value. I tried looking through the
>> >>>autotrader but there wasn't a really comparable match for about 1200
>> >>>miles from me.
>> >>>
>> >>>Any advice would be greatly appreciated!
>> >>
>> >>http://www.kbb.com/ or a scrap metal dealer.
>> >>
>> >>Sorry about the loss...
>> >
>> >
>
How did you earn all that money? Just curious and always looking for
ways to improve my means.
Does being self insured protect you from litigation in the event
someone decides to take you to court? I would think a simple medical
claim would be more than you save in several years by being self
insured.
jl
On Wed, 22 Mar 2006 18:45:38 -0700, "Earle Horton"
<NurseBustersNoSpam@msn.com> wrote:
>I do not doubt that it will cost more than $6k to replace this vehicle, but
>the insurance company is in business to make money. They have to go by
>their "research results" and what kind of dividend checks their investors
>would like to see. A '97 is going on ten years old. It has suffered lots
>of depreciation and, on the average, considerable wear and tear.
>
>If you must own a vehicle that is worth, to you, considerably more than an
>insurance company will be willing to pay for it, then you need to look real
>carefully at how you will replace it, in the unfortunate event of a total
>loss. You need to put all those premiums you pay into the formula too. All
>of my vehicles are self-insured. You might want to look at the true value
>of all those "bells and whistles" too. Heck, it wasn't even a Grand.
>
>Some of you are going to say, "That is OK for you Earle. You are rich. But
>we poor slobs have to work for a living. We can't afford to replace
>vehicles all the time." Hey, I earned all my money, by working. Sometimes,
>the truth hurts. But it's a good kind of hurt, if you accept what it is
>trying to teach you.
>
>Earle
>
>"RoyJ" <spamless@microsoft.net> wrote in message
>news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earth link.net...
>> Price is low considering the condition.
>>
>> Some of the web sites do not run all options with anything except
>> Microwost IE
>>
>> jameslinch@nospam_my_email_cox_.net wrote:
>> > To all who responded, many thanks! BTW, I left out the part that there
>> > were no injuries. My son was outside the jeep and had the tow line
>> > ripped out of his hand and the GF was strapped into the passenger
>> > seat. Neither were hurt and all is well with them.
>> >
>> > The insurance company has offered a few cents over $6k for it. I
>> > couldn't get any credit for the brand new (< 6 months old) KO's I out
>> > on it and am still having a hard time getting an actual cash value
>> > measure for it. They are sending me their research results and I'm
>> > still working on having something to send back. What a hassle!
>> >
>> > Again, thanks to everyone!
>> >
>> > As a side note, I use FireFox and I can't seem to get Edmands.com to
>> > list the vehicles in the drop down boxes. I must have something that
>> > is preventing it set up in FF but can't find which setting would stop
>> > that. I turned of the pop up blocker and still no luck. Oh well, back
>> > to the search!
>> >
>> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
>> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
>> >
>> >
>> >>jameslinch@nospam_my_email_cox_.net wrote:
>> >>
>> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
>> >>>Country with all the bells and whistles. While trying to help someone
>> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
>> >>>rig. As you may expect, it was totalled by the insurance company.
>> >>>
>> >>>What should I look for as a fair market price for the jeep? It was in
>> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
>> >>>power everything and the factory tow package, leather seats, etc. as
>> >>>well as a six month old paint job. It had about 106k miles on it.
>> >>>
>> >>>I live in SoCal so I think that is what they are using for the
>> >>>location to set fair market value. I tried looking through the
>> >>>autotrader but there wasn't a really comparable match for about 1200
>> >>>miles from me.
>> >>>
>> >>>Any advice would be greatly appreciated!
>> >>
>> >>http://www.kbb.com/ or a scrap metal dealer.
>> >>
>> >>Sorry about the loss...
>> >
>> >
>
03-24-2006, 07:48 PM
#59
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
Earl,
How did you earn all that money? Just curious and always looking for
ways to improve my means.
Does being self insured protect you from litigation in the event
someone decides to take you to court? I would think a simple medical
claim would be more than you save in several years by being self
insured.
jl
On Wed, 22 Mar 2006 18:45:38 -0700, "Earle Horton"
<NurseBustersNoSpam@msn.com> wrote:
>I do not doubt that it will cost more than $6k to replace this vehicle, but
>the insurance company is in business to make money. They have to go by
>their "research results" and what kind of dividend checks their investors
>would like to see. A '97 is going on ten years old. It has suffered lots
>of depreciation and, on the average, considerable wear and tear.
>
>If you must own a vehicle that is worth, to you, considerably more than an
>insurance company will be willing to pay for it, then you need to look real
>carefully at how you will replace it, in the unfortunate event of a total
>loss. You need to put all those premiums you pay into the formula too. All
>of my vehicles are self-insured. You might want to look at the true value
>of all those "bells and whistles" too. Heck, it wasn't even a Grand.
>
>Some of you are going to say, "That is OK for you Earle. You are rich. But
>we poor slobs have to work for a living. We can't afford to replace
>vehicles all the time." Hey, I earned all my money, by working. Sometimes,
>the truth hurts. But it's a good kind of hurt, if you accept what it is
>trying to teach you.
>
>Earle
>
>"RoyJ" <spamless@microsoft.net> wrote in message
>news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earth link.net...
>> Price is low considering the condition.
>>
>> Some of the web sites do not run all options with anything except
>> Microwost IE
>>
>> jameslinch@nospam_my_email_cox_.net wrote:
>> > To all who responded, many thanks! BTW, I left out the part that there
>> > were no injuries. My son was outside the jeep and had the tow line
>> > ripped out of his hand and the GF was strapped into the passenger
>> > seat. Neither were hurt and all is well with them.
>> >
>> > The insurance company has offered a few cents over $6k for it. I
>> > couldn't get any credit for the brand new (< 6 months old) KO's I out
>> > on it and am still having a hard time getting an actual cash value
>> > measure for it. They are sending me their research results and I'm
>> > still working on having something to send back. What a hassle!
>> >
>> > Again, thanks to everyone!
>> >
>> > As a side note, I use FireFox and I can't seem to get Edmands.com to
>> > list the vehicles in the drop down boxes. I must have something that
>> > is preventing it set up in FF but can't find which setting would stop
>> > that. I turned of the pop up blocker and still no luck. Oh well, back
>> > to the search!
>> >
>> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
>> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
>> >
>> >
>> >>jameslinch@nospam_my_email_cox_.net wrote:
>> >>
>> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
>> >>>Country with all the bells and whistles. While trying to help someone
>> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
>> >>>rig. As you may expect, it was totalled by the insurance company.
>> >>>
>> >>>What should I look for as a fair market price for the jeep? It was in
>> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
>> >>>power everything and the factory tow package, leather seats, etc. as
>> >>>well as a six month old paint job. It had about 106k miles on it.
>> >>>
>> >>>I live in SoCal so I think that is what they are using for the
>> >>>location to set fair market value. I tried looking through the
>> >>>autotrader but there wasn't a really comparable match for about 1200
>> >>>miles from me.
>> >>>
>> >>>Any advice would be greatly appreciated!
>> >>
>> >>http://www.kbb.com/ or a scrap metal dealer.
>> >>
>> >>Sorry about the loss...
>> >
>> >
>
How did you earn all that money? Just curious and always looking for
ways to improve my means.
Does being self insured protect you from litigation in the event
someone decides to take you to court? I would think a simple medical
claim would be more than you save in several years by being self
insured.
jl
On Wed, 22 Mar 2006 18:45:38 -0700, "Earle Horton"
<NurseBustersNoSpam@msn.com> wrote:
>I do not doubt that it will cost more than $6k to replace this vehicle, but
>the insurance company is in business to make money. They have to go by
>their "research results" and what kind of dividend checks their investors
>would like to see. A '97 is going on ten years old. It has suffered lots
>of depreciation and, on the average, considerable wear and tear.
>
>If you must own a vehicle that is worth, to you, considerably more than an
>insurance company will be willing to pay for it, then you need to look real
>carefully at how you will replace it, in the unfortunate event of a total
>loss. You need to put all those premiums you pay into the formula too. All
>of my vehicles are self-insured. You might want to look at the true value
>of all those "bells and whistles" too. Heck, it wasn't even a Grand.
>
>Some of you are going to say, "That is OK for you Earle. You are rich. But
>we poor slobs have to work for a living. We can't afford to replace
>vehicles all the time." Hey, I earned all my money, by working. Sometimes,
>the truth hurts. But it's a good kind of hurt, if you accept what it is
>trying to teach you.
>
>Earle
>
>"RoyJ" <spamless@microsoft.net> wrote in message
>news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earth link.net...
>> Price is low considering the condition.
>>
>> Some of the web sites do not run all options with anything except
>> Microwost IE
>>
>> jameslinch@nospam_my_email_cox_.net wrote:
>> > To all who responded, many thanks! BTW, I left out the part that there
>> > were no injuries. My son was outside the jeep and had the tow line
>> > ripped out of his hand and the GF was strapped into the passenger
>> > seat. Neither were hurt and all is well with them.
>> >
>> > The insurance company has offered a few cents over $6k for it. I
>> > couldn't get any credit for the brand new (< 6 months old) KO's I out
>> > on it and am still having a hard time getting an actual cash value
>> > measure for it. They are sending me their research results and I'm
>> > still working on having something to send back. What a hassle!
>> >
>> > Again, thanks to everyone!
>> >
>> > As a side note, I use FireFox and I can't seem to get Edmands.com to
>> > list the vehicles in the drop down boxes. I must have something that
>> > is preventing it set up in FF but can't find which setting would stop
>> > that. I turned of the pop up blocker and still no luck. Oh well, back
>> > to the search!
>> >
>> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
>> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
>> >
>> >
>> >>jameslinch@nospam_my_email_cox_.net wrote:
>> >>
>> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
>> >>>Country with all the bells and whistles. While trying to help someone
>> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
>> >>>rig. As you may expect, it was totalled by the insurance company.
>> >>>
>> >>>What should I look for as a fair market price for the jeep? It was in
>> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
>> >>>power everything and the factory tow package, leather seats, etc. as
>> >>>well as a six month old paint job. It had about 106k miles on it.
>> >>>
>> >>>I live in SoCal so I think that is what they are using for the
>> >>>location to set fair market value. I tried looking through the
>> >>>autotrader but there wasn't a really comparable match for about 1200
>> >>>miles from me.
>> >>>
>> >>>Any advice would be greatly appreciated!
>> >>
>> >>http://www.kbb.com/ or a scrap metal dealer.
>> >>
>> >>Sorry about the loss...
>> >
>> >
>
03-24-2006, 07:48 PM
#60
Guest
Posts: n/a
Re: 97 Cherokee has bitten the dust
Earl,
How did you earn all that money? Just curious and always looking for
ways to improve my means.
Does being self insured protect you from litigation in the event
someone decides to take you to court? I would think a simple medical
claim would be more than you save in several years by being self
insured.
jl
On Wed, 22 Mar 2006 18:45:38 -0700, "Earle Horton"
<NurseBustersNoSpam@msn.com> wrote:
>I do not doubt that it will cost more than $6k to replace this vehicle, but
>the insurance company is in business to make money. They have to go by
>their "research results" and what kind of dividend checks their investors
>would like to see. A '97 is going on ten years old. It has suffered lots
>of depreciation and, on the average, considerable wear and tear.
>
>If you must own a vehicle that is worth, to you, considerably more than an
>insurance company will be willing to pay for it, then you need to look real
>carefully at how you will replace it, in the unfortunate event of a total
>loss. You need to put all those premiums you pay into the formula too. All
>of my vehicles are self-insured. You might want to look at the true value
>of all those "bells and whistles" too. Heck, it wasn't even a Grand.
>
>Some of you are going to say, "That is OK for you Earle. You are rich. But
>we poor slobs have to work for a living. We can't afford to replace
>vehicles all the time." Hey, I earned all my money, by working. Sometimes,
>the truth hurts. But it's a good kind of hurt, if you accept what it is
>trying to teach you.
>
>Earle
>
>"RoyJ" <spamless@microsoft.net> wrote in message
>news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earth link.net...
>> Price is low considering the condition.
>>
>> Some of the web sites do not run all options with anything except
>> Microwost IE
>>
>> jameslinch@nospam_my_email_cox_.net wrote:
>> > To all who responded, many thanks! BTW, I left out the part that there
>> > were no injuries. My son was outside the jeep and had the tow line
>> > ripped out of his hand and the GF was strapped into the passenger
>> > seat. Neither were hurt and all is well with them.
>> >
>> > The insurance company has offered a few cents over $6k for it. I
>> > couldn't get any credit for the brand new (< 6 months old) KO's I out
>> > on it and am still having a hard time getting an actual cash value
>> > measure for it. They are sending me their research results and I'm
>> > still working on having something to send back. What a hassle!
>> >
>> > Again, thanks to everyone!
>> >
>> > As a side note, I use FireFox and I can't seem to get Edmands.com to
>> > list the vehicles in the drop down boxes. I must have something that
>> > is preventing it set up in FF but can't find which setting would stop
>> > that. I turned of the pop up blocker and still no luck. Oh well, back
>> > to the search!
>> >
>> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
>> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
>> >
>> >
>> >>jameslinch@nospam_my_email_cox_.net wrote:
>> >>
>> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
>> >>>Country with all the bells and whistles. While trying to help someone
>> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
>> >>>rig. As you may expect, it was totalled by the insurance company.
>> >>>
>> >>>What should I look for as a fair market price for the jeep? It was in
>> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
>> >>>power everything and the factory tow package, leather seats, etc. as
>> >>>well as a six month old paint job. It had about 106k miles on it.
>> >>>
>> >>>I live in SoCal so I think that is what they are using for the
>> >>>location to set fair market value. I tried looking through the
>> >>>autotrader but there wasn't a really comparable match for about 1200
>> >>>miles from me.
>> >>>
>> >>>Any advice would be greatly appreciated!
>> >>
>> >>http://www.kbb.com/ or a scrap metal dealer.
>> >>
>> >>Sorry about the loss...
>> >
>> >
>
How did you earn all that money? Just curious and always looking for
ways to improve my means.
Does being self insured protect you from litigation in the event
someone decides to take you to court? I would think a simple medical
claim would be more than you save in several years by being self
insured.
jl
On Wed, 22 Mar 2006 18:45:38 -0700, "Earle Horton"
<NurseBustersNoSpam@msn.com> wrote:
>I do not doubt that it will cost more than $6k to replace this vehicle, but
>the insurance company is in business to make money. They have to go by
>their "research results" and what kind of dividend checks their investors
>would like to see. A '97 is going on ten years old. It has suffered lots
>of depreciation and, on the average, considerable wear and tear.
>
>If you must own a vehicle that is worth, to you, considerably more than an
>insurance company will be willing to pay for it, then you need to look real
>carefully at how you will replace it, in the unfortunate event of a total
>loss. You need to put all those premiums you pay into the formula too. All
>of my vehicles are self-insured. You might want to look at the true value
>of all those "bells and whistles" too. Heck, it wasn't even a Grand.
>
>Some of you are going to say, "That is OK for you Earle. You are rich. But
>we poor slobs have to work for a living. We can't afford to replace
>vehicles all the time." Hey, I earned all my money, by working. Sometimes,
>the truth hurts. But it's a good kind of hurt, if you accept what it is
>trying to teach you.
>
>Earle
>
>"RoyJ" <spamless@microsoft.net> wrote in message
>news:ZGmUf.7358$Bj7.4567@newsread2.news.pas.earth link.net...
>> Price is low considering the condition.
>>
>> Some of the web sites do not run all options with anything except
>> Microwost IE
>>
>> jameslinch@nospam_my_email_cox_.net wrote:
>> > To all who responded, many thanks! BTW, I left out the part that there
>> > were no injuries. My son was outside the jeep and had the tow line
>> > ripped out of his hand and the GF was strapped into the passenger
>> > seat. Neither were hurt and all is well with them.
>> >
>> > The insurance company has offered a few cents over $6k for it. I
>> > couldn't get any credit for the brand new (< 6 months old) KO's I out
>> > on it and am still having a hard time getting an actual cash value
>> > measure for it. They are sending me their research results and I'm
>> > still working on having something to send back. What a hassle!
>> >
>> > Again, thanks to everyone!
>> >
>> > As a side note, I use FireFox and I can't seem to get Edmands.com to
>> > list the vehicles in the drop down boxes. I must have something that
>> > is preventing it set up in FF but can't find which setting would stop
>> > that. I turned of the pop up blocker and still no luck. Oh well, back
>> > to the search!
>> >
>> > On Thu, 16 Mar 2006 16:18:42 -0500, Scott in Baltimore
>> > <sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote:
>> >
>> >
>> >>jameslinch@nospam_my_email_cox_.net wrote:
>> >>
>> >>>My son, a 3rd year student at Montana U. has / had a '97 Cherokee
>> >>>Country with all the bells and whistles. While trying to help someone
>> >>>out of a ditch on an icy snowy road the jeep was smashed by a diesel
>> >>>rig. As you may expect, it was totalled by the insurance company.
>> >>>
>> >>>What should I look for as a fair market price for the jeep? It was in
>> >>>good shape with upgraded rims and a brand new set of BFG KO's, had
>> >>>power everything and the factory tow package, leather seats, etc. as
>> >>>well as a six month old paint job. It had about 106k miles on it.
>> >>>
>> >>>I live in SoCal so I think that is what they are using for the
>> >>>location to set fair market value. I tried looking through the
>> >>>autotrader but there wasn't a really comparable match for about 1200
>> >>>miles from me.
>> >>>
>> >>>Any advice would be greatly appreciated!
>> >>
>> >>http://www.kbb.com/ or a scrap metal dealer.
>> >>
>> >>Sorry about the loss...
>> >
>> >
>