L.W.(=?iso-8859-1?Q?=DFill?=) Hughes III

Earle once showed us one of his W-2s from Mickeysoft, where there
was something around a million dollars in withholding.
I wouldn't self insure myself in these litigious days where
punitive damages may exceed billions of dollars via these Bleeding Heart
Liberal Wacko Limps that seem to be seated on juries.
God Bless America, Bill O|||||||O
mailto:-------------------- http://www.----------.com/

jameslinch@nospam_my_email_cox_.net wrote:
>
> Earl,
>
> How did you earn all that money? Just curious and always looking for
> ways to improve my means.
>
> Does being self insured protect you from litigation in the event
> someone decides to take you to court? I would think a simple medical
> claim would be more than you save in several years by being self
> insured.
>
> jl

L.W.(=?iso-8859-1?Q?=DFill?=) Hughes III

Earle once showed us one of his W-2s from Mickeysoft, where there
was something around a million dollars in withholding.
I wouldn't self insure myself in these litigious days where
punitive damages may exceed billions of dollars via these Bleeding Heart
Liberal Wacko Limps that seem to be seated on juries.
God Bless America, Bill O|||||||O
mailto:-------------------- http://www.----------.com/

jameslinch@nospam_my_email_cox_.net wrote:
>
> Earl,
>
> How did you earn all that money? Just curious and always looking for
> ways to improve my means.
>
> Does being self insured protect you from litigation in the event
> someone decides to take you to court? I would think a simple medical
> claim would be more than you save in several years by being self
> insured.
>
> jl

L.W.(=?iso-8859-1?Q?=DFill?=) Hughes III

Earle once showed us one of his W-2s from Mickeysoft, where there
was something around a million dollars in withholding.
I wouldn't self insure myself in these litigious days where
punitive damages may exceed billions of dollars via these Bleeding Heart
Liberal Wacko Limps that seem to be seated on juries.
God Bless America, Bill O|||||||O
mailto:-------------------- http://www.----------.com/

jameslinch@nospam_my_email_cox_.net wrote:
>
> Earl,
>
> How did you earn all that money? Just curious and always looking for
> ways to improve my means.
>
> Does being self insured protect you from litigation in the event
> someone decides to take you to court? I would think a simple medical
> claim would be more than you save in several years by being self
> insured.
>
> jl

Earle Horton

I have liability insurance on all my vehicles, and the homeowner's insurance
has a million dollar liability limit, or something like that. I was talking
about the value of the vehicles, "collision", "comprehensive", etc. Unless
you buy a new car every two years, that sort of coverage is probably more
expensive than it is worth. Although my Jeep, for example, is worth a lot
to me, I doubt an insurance company would give me even $5,000 for it. The
Suburban? Don't make me laugh! Why would I pay more than the value of a
vehicle, over years, just so an insurance company can offer to settle for
pennies on the dollar? The house is a different story. If it burned to the
ground, I would stand to pocket a half million, the way real estate is in
Silverton now. Liability is a different story too, but liability insurance,
unless you're a surgeon, is a lot cheaper than vehicle collision repair
insurance.

This fellow with the '97 Cherokee is a perfect example of what could happen,
if you tried to insure something that depreciated as fast as a motor
vehicle. That $6,000 his insurance company offered him, is not going to go
far towards replacing a vehicle that he considers worth a lot more. He
would have been better putting the premiums into a bank account or Philip
Morris stock.

Earle

"L.W. (ßill) ------ III" <----------@***.net> wrote in message
news:4424A3BB.A859A0DB@***.net...
> Earle once showed us one of his W-2s from Mickeysoft, where there
> was something around a million dollars in withholding.
> I wouldn't self insure myself in these litigious days where
> punitive damages may exceed billions of dollars via these Bleeding Heart
> Liberal Wacko Limps that seem to be seated on juries.
> God Bless America, Bill O|||||||O
> mailto:-------------------- http://www.----------.com/
>
> jameslinch@nospam_my_email_cox_.net wrote:
> >
> > Earl,
> >
> > How did you earn all that money? Just curious and always looking for
> > ways to improve my means.
> >
> > Does being self insured protect you from litigation in the event
> > someone decides to take you to court? I would think a simple medical
> > claim would be more than you save in several years by being self
> > insured.
> >
> > jl


*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***

Earle Horton

I have liability insurance on all my vehicles, and the homeowner's insurance
has a million dollar liability limit, or something like that. I was talking
about the value of the vehicles, "collision", "comprehensive", etc. Unless
you buy a new car every two years, that sort of coverage is probably more
expensive than it is worth. Although my Jeep, for example, is worth a lot
to me, I doubt an insurance company would give me even $5,000 for it. The
Suburban? Don't make me laugh! Why would I pay more than the value of a
vehicle, over years, just so an insurance company can offer to settle for
pennies on the dollar? The house is a different story. If it burned to the
ground, I would stand to pocket a half million, the way real estate is in
Silverton now. Liability is a different story too, but liability insurance,
unless you're a surgeon, is a lot cheaper than vehicle collision repair
insurance.

This fellow with the '97 Cherokee is a perfect example of what could happen,
if you tried to insure something that depreciated as fast as a motor
vehicle. That $6,000 his insurance company offered him, is not going to go
far towards replacing a vehicle that he considers worth a lot more. He
would have been better putting the premiums into a bank account or Philip
Morris stock.

Earle

"L.W. (ßill) ------ III" <----------@***.net> wrote in message
news:4424A3BB.A859A0DB@***.net...
> Earle once showed us one of his W-2s from Mickeysoft, where there
> was something around a million dollars in withholding.
> I wouldn't self insure myself in these litigious days where
> punitive damages may exceed billions of dollars via these Bleeding Heart
> Liberal Wacko Limps that seem to be seated on juries.
> God Bless America, Bill O|||||||O
> mailto:-------------------- http://www.----------.com/
>
> jameslinch@nospam_my_email_cox_.net wrote:
> >
> > Earl,
> >
> > How did you earn all that money? Just curious and always looking for
> > ways to improve my means.
> >
> > Does being self insured protect you from litigation in the event
> > someone decides to take you to court? I would think a simple medical
> > claim would be more than you save in several years by being self
> > insured.
> >
> > jl


*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***

Earle Horton

I have liability insurance on all my vehicles, and the homeowner's insurance
has a million dollar liability limit, or something like that. I was talking
about the value of the vehicles, "collision", "comprehensive", etc. Unless
you buy a new car every two years, that sort of coverage is probably more
expensive than it is worth. Although my Jeep, for example, is worth a lot
to me, I doubt an insurance company would give me even $5,000 for it. The
Suburban? Don't make me laugh! Why would I pay more than the value of a
vehicle, over years, just so an insurance company can offer to settle for
pennies on the dollar? The house is a different story. If it burned to the
ground, I would stand to pocket a half million, the way real estate is in
Silverton now. Liability is a different story too, but liability insurance,
unless you're a surgeon, is a lot cheaper than vehicle collision repair
insurance.

This fellow with the '97 Cherokee is a perfect example of what could happen,
if you tried to insure something that depreciated as fast as a motor
vehicle. That $6,000 his insurance company offered him, is not going to go
far towards replacing a vehicle that he considers worth a lot more. He
would have been better putting the premiums into a bank account or Philip
Morris stock.

Earle

"L.W. (ßill) ------ III" <----------@***.net> wrote in message
news:4424A3BB.A859A0DB@***.net...
> Earle once showed us one of his W-2s from Mickeysoft, where there
> was something around a million dollars in withholding.
> I wouldn't self insure myself in these litigious days where
> punitive damages may exceed billions of dollars via these Bleeding Heart
> Liberal Wacko Limps that seem to be seated on juries.
> God Bless America, Bill O|||||||O
> mailto:-------------------- http://www.----------.com/
>
> jameslinch@nospam_my_email_cox_.net wrote:
> >
> > Earl,
> >
> > How did you earn all that money? Just curious and always looking for
> > ways to improve my means.
> >
> > Does being self insured protect you from litigation in the event
> > someone decides to take you to court? I would think a simple medical
> > claim would be more than you save in several years by being self
> > insured.
> >
> > jl


*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***

L.W.(=?iso-8859-1?Q?=DFill?=) Hughes III

Hi Earle,
I dropped collision, comprehensive, too:
http://www.----------.com/wawanesa05.jpg
I save all reicepts, as a friend was forced to present, when his
'73 El Camino was stolen, his insurance finally came up from junk value
to about half what he had in it, at about ten grand.
God Bless America, Bill O|||||||O
mailto:--------------------

Earle Horton wrote:
>
> I have liability insurance on all my vehicles, and the homeowner's insurance
> has a million dollar liability limit, or something like that. I was talking
> about the value of the vehicles, "collision", "comprehensive", etc. Unless
> you buy a new car every two years, that sort of coverage is probably more
> expensive than it is worth. Although my Jeep, for example, is worth a lot
> to me, I doubt an insurance company would give me even $5,000 for it. The
> Suburban? Don't make me laugh! Why would I pay more than the value of a
> vehicle, over years, just so an insurance company can offer to settle for
> pennies on the dollar? The house is a different story. If it burned to the
> ground, I would stand to pocket a half million, the way real estate is in
> Silverton now. Liability is a different story too, but liability insurance,
> unless you're a surgeon, is a lot cheaper than vehicle collision repair
> insurance.
>
> This fellow with the '97 Cherokee is a perfect example of what could happen,
> if you tried to insure something that depreciated as fast as a motor
> vehicle. That $6,000 his insurance company offered him, is not going to go
> far towards replacing a vehicle that he considers worth a lot more. He
> would have been better putting the premiums into a bank account or Philip
> Morris stock.
>
> Earle

L.W.(=?iso-8859-1?Q?=DFill?=) Hughes III

Hi Earle,
I dropped collision, comprehensive, too:
http://www.----------.com/wawanesa05.jpg
I save all reicepts, as a friend was forced to present, when his
'73 El Camino was stolen, his insurance finally came up from junk value
to about half what he had in it, at about ten grand.
God Bless America, Bill O|||||||O
mailto:--------------------

Earle Horton wrote:
>
> I have liability insurance on all my vehicles, and the homeowner's insurance
> has a million dollar liability limit, or something like that. I was talking
> about the value of the vehicles, "collision", "comprehensive", etc. Unless
> you buy a new car every two years, that sort of coverage is probably more
> expensive than it is worth. Although my Jeep, for example, is worth a lot
> to me, I doubt an insurance company would give me even $5,000 for it. The
> Suburban? Don't make me laugh! Why would I pay more than the value of a
> vehicle, over years, just so an insurance company can offer to settle for
> pennies on the dollar? The house is a different story. If it burned to the
> ground, I would stand to pocket a half million, the way real estate is in
> Silverton now. Liability is a different story too, but liability insurance,
> unless you're a surgeon, is a lot cheaper than vehicle collision repair
> insurance.
>
> This fellow with the '97 Cherokee is a perfect example of what could happen,
> if you tried to insure something that depreciated as fast as a motor
> vehicle. That $6,000 his insurance company offered him, is not going to go
> far towards replacing a vehicle that he considers worth a lot more. He
> would have been better putting the premiums into a bank account or Philip
> Morris stock.
>
> Earle

L.W.(=?iso-8859-1?Q?=DFill?=) Hughes III

Hi Earle,
I dropped collision, comprehensive, too:
http://www.----------.com/wawanesa05.jpg
I save all reicepts, as a friend was forced to present, when his
'73 El Camino was stolen, his insurance finally came up from junk value
to about half what he had in it, at about ten grand.
God Bless America, Bill O|||||||O
mailto:--------------------

Earle Horton wrote:
>
> I have liability insurance on all my vehicles, and the homeowner's insurance
> has a million dollar liability limit, or something like that. I was talking
> about the value of the vehicles, "collision", "comprehensive", etc. Unless
> you buy a new car every two years, that sort of coverage is probably more
> expensive than it is worth. Although my Jeep, for example, is worth a lot
> to me, I doubt an insurance company would give me even $5,000 for it. The
> Suburban? Don't make me laugh! Why would I pay more than the value of a
> vehicle, over years, just so an insurance company can offer to settle for
> pennies on the dollar? The house is a different story. If it burned to the
> ground, I would stand to pocket a half million, the way real estate is in
> Silverton now. Liability is a different story too, but liability insurance,
> unless you're a surgeon, is a lot cheaper than vehicle collision repair
> insurance.
>
> This fellow with the '97 Cherokee is a perfect example of what could happen,
> if you tried to insure something that depreciated as fast as a motor
> vehicle. That $6,000 his insurance company offered him, is not going to go
> far towards replacing a vehicle that he considers worth a lot more. He
> would have been better putting the premiums into a bank account or Philip
> Morris stock.
>
> Earle

Earle Horton

Bill,

I paid $25,000 out of pocket for a hip replacement last year, but over time
I still pay less than my retired neighbors who insist on "full" medical
coverage. This year I shopped around and reduced that deductible to
$10,000. If my wife sticks with that nursing job she just got, we can
reduce that to $4,000, per person. Many people flinch at the thought of
$25,000, $10,000 or even $4,000 for a deductible, but when you compare that
with the cost of premiums that you or your employer are paying, then it is
not so much.

Earle

"L.W. (ßill) ------ III" <----------@***.net> wrote in message
news:4424B926.FFA57310@***.net...
> Hi Earle,
> I dropped collision, comprehensive, too:
> http://www.----------.com/wawanesa05.jpg
> I save all reicepts, as a friend was forced to present, when his
> '73 El Camino was stolen, his insurance finally came up from junk value
> to about half what he had in it, at about ten grand.
> God Bless America, Bill O|||||||O
> mailto:--------------------
>
> Earle Horton wrote:
> >
> > I have liability insurance on all my vehicles, and the homeowner's
insurance
> > has a million dollar liability limit, or something like that. I was
talking
> > about the value of the vehicles, "collision", "comprehensive", etc.
Unless
> > you buy a new car every two years, that sort of coverage is probably
more
> > expensive than it is worth. Although my Jeep, for example, is worth a
lot
> > to me, I doubt an insurance company would give me even $5,000 for it.
The
> > Suburban? Don't make me laugh! Why would I pay more than the value of
a
> > vehicle, over years, just so an insurance company can offer to settle
for
> > pennies on the dollar? The house is a different story. If it burned to
the
> > ground, I would stand to pocket a half million, the way real estate is
in
> > Silverton now. Liability is a different story too, but liability
insurance,
> > unless you're a surgeon, is a lot cheaper than vehicle collision repair
> > insurance.
> >
> > This fellow with the '97 Cherokee is a perfect example of what could
happen,
> > if you tried to insure something that depreciated as fast as a motor
> > vehicle. That $6,000 his insurance company offered him, is not going to
go
> > far towards replacing a vehicle that he considers worth a lot more. He
> > would have been better putting the premiums into a bank account or
Philip
> > Morris stock.
> >
> > Earle


*** Free account sponsored by SecureIX.com ***
*** Encrypt your Internet usage with a free VPN account from http://www.SecureIX.com ***