One Less WJ On The Road
Guest
Posts: n/a
Re: One Less WJ On The Road
Well, you may be glad to know that it does happen in New Zealand (where I am from).
Both my vehicles are on what is called an "agreed value" insurance policy. My insurance company and I revise that value every year at renewal and that adjusts the premium that I pay. Incidentally the policy covers everything, including off-road use for recreational use (as long as I am not timed or have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my Wrangler, which has not changed in value much in the past two years. Wranglers have a novelty factor here, so maintain their values very well.
TW
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message news:oh5r52pca81b3r3ke0gqtigd84p2lufege@4ax.com...
On Sun, 07 May 2006 00:39:56 -0500, herb@urusei.net (Herb Leong)
wrote:
> Glad it sunk in in time! As long as everyone is ok, the rest is just
> stuff. And stuff can be replaced so I think you made out ahead.
Other than the fact that the ----in' insurance companies won't pay you
for the full cost of your vehicle even though they do not decrease
your rates over the years as it supposedly depreciates... On my plane,
I declare a value for it and pay hull insurance based on that declared
value... No matter how many years down the road, the insurance company
will pay me that same declared value in a total loss... The car
insurance companies rip us off on this... I have yet to have an
insurance company come back to me after a few years and say, "Well,
your car isn't worth as much as it used to be, so we're going to
reduce your insurance rates accordingly"...
Both my vehicles are on what is called an "agreed value" insurance policy. My insurance company and I revise that value every year at renewal and that adjusts the premium that I pay. Incidentally the policy covers everything, including off-road use for recreational use (as long as I am not timed or have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my Wrangler, which has not changed in value much in the past two years. Wranglers have a novelty factor here, so maintain their values very well.
TW
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message news:oh5r52pca81b3r3ke0gqtigd84p2lufege@4ax.com...
On Sun, 07 May 2006 00:39:56 -0500, herb@urusei.net (Herb Leong)
wrote:
> Glad it sunk in in time! As long as everyone is ok, the rest is just
> stuff. And stuff can be replaced so I think you made out ahead.
Other than the fact that the ----in' insurance companies won't pay you
for the full cost of your vehicle even though they do not decrease
your rates over the years as it supposedly depreciates... On my plane,
I declare a value for it and pay hull insurance based on that declared
value... No matter how many years down the road, the insurance company
will pay me that same declared value in a total loss... The car
insurance companies rip us off on this... I have yet to have an
insurance company come back to me after a few years and say, "Well,
your car isn't worth as much as it used to be, so we're going to
reduce your insurance rates accordingly"...
Guest
Posts: n/a
Re: One Less WJ On The Road
Well, you may be glad to know that it does happen in New Zealand (where I am from).
Both my vehicles are on what is called an "agreed value" insurance policy. My insurance company and I revise that value every year at renewal and that adjusts the premium that I pay. Incidentally the policy covers everything, including off-road use for recreational use (as long as I am not timed or have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my Wrangler, which has not changed in value much in the past two years. Wranglers have a novelty factor here, so maintain their values very well.
TW
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message news:oh5r52pca81b3r3ke0gqtigd84p2lufege@4ax.com...
On Sun, 07 May 2006 00:39:56 -0500, herb@urusei.net (Herb Leong)
wrote:
> Glad it sunk in in time! As long as everyone is ok, the rest is just
> stuff. And stuff can be replaced so I think you made out ahead.
Other than the fact that the ----in' insurance companies won't pay you
for the full cost of your vehicle even though they do not decrease
your rates over the years as it supposedly depreciates... On my plane,
I declare a value for it and pay hull insurance based on that declared
value... No matter how many years down the road, the insurance company
will pay me that same declared value in a total loss... The car
insurance companies rip us off on this... I have yet to have an
insurance company come back to me after a few years and say, "Well,
your car isn't worth as much as it used to be, so we're going to
reduce your insurance rates accordingly"...
Both my vehicles are on what is called an "agreed value" insurance policy. My insurance company and I revise that value every year at renewal and that adjusts the premium that I pay. Incidentally the policy covers everything, including off-road use for recreational use (as long as I am not timed or have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my Wrangler, which has not changed in value much in the past two years. Wranglers have a novelty factor here, so maintain their values very well.
TW
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message news:oh5r52pca81b3r3ke0gqtigd84p2lufege@4ax.com...
On Sun, 07 May 2006 00:39:56 -0500, herb@urusei.net (Herb Leong)
wrote:
> Glad it sunk in in time! As long as everyone is ok, the rest is just
> stuff. And stuff can be replaced so I think you made out ahead.
Other than the fact that the ----in' insurance companies won't pay you
for the full cost of your vehicle even though they do not decrease
your rates over the years as it supposedly depreciates... On my plane,
I declare a value for it and pay hull insurance based on that declared
value... No matter how many years down the road, the insurance company
will pay me that same declared value in a total loss... The car
insurance companies rip us off on this... I have yet to have an
insurance company come back to me after a few years and say, "Well,
your car isn't worth as much as it used to be, so we're going to
reduce your insurance rates accordingly"...
Guest
Posts: n/a
Re: One Less WJ On The Road
Sorry to hear that
BTW which highway? US 59 Humble area is notorious for wrecks.
I'm glad every one is Ok.
Good luck in the future.
dr_kill
04 Montecarlo 3.4L
Metallic Silver 20% Black Tint
Cat-back 3" straight pipe
Flowmaster Muffler
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message
news:54qq525nccat3cdpks41v0noiaio8ro7a8@4ax.com...
> Well, it seems that there is going to be one less WJ on the road in
> Houston... Grace had an accident in her 2001 Grand Cherokee Limited
> 4x4 early this evening... From what I've been able to gather, a white
> Ford Mustang swerved into her lane on the highway and she slammed on
> her brakes and attempted to swerve into the next lane in an attempt to
> avoid hitting him... Things got real interesting at that point and she
> flipped it... Not sure how many times it rolled over, but it was
> upright in the end... I would be extremely surprised if it was not
> totalled... I don't think that the Mustang stayed around either...
> Hell, she had just gotten through repairing quite a few door dings and
> such over the car...
BTW which highway? US 59 Humble area is notorious for wrecks.
I'm glad every one is Ok.
Good luck in the future.
dr_kill
04 Montecarlo 3.4L
Metallic Silver 20% Black Tint
Cat-back 3" straight pipe
Flowmaster Muffler
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message
news:54qq525nccat3cdpks41v0noiaio8ro7a8@4ax.com...
> Well, it seems that there is going to be one less WJ on the road in
> Houston... Grace had an accident in her 2001 Grand Cherokee Limited
> 4x4 early this evening... From what I've been able to gather, a white
> Ford Mustang swerved into her lane on the highway and she slammed on
> her brakes and attempted to swerve into the next lane in an attempt to
> avoid hitting him... Things got real interesting at that point and she
> flipped it... Not sure how many times it rolled over, but it was
> upright in the end... I would be extremely surprised if it was not
> totalled... I don't think that the Mustang stayed around either...
> Hell, she had just gotten through repairing quite a few door dings and
> such over the car...
Guest
Posts: n/a
Re: One Less WJ On The Road
Sorry to hear that
BTW which highway? US 59 Humble area is notorious for wrecks.
I'm glad every one is Ok.
Good luck in the future.
dr_kill
04 Montecarlo 3.4L
Metallic Silver 20% Black Tint
Cat-back 3" straight pipe
Flowmaster Muffler
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message
news:54qq525nccat3cdpks41v0noiaio8ro7a8@4ax.com...
> Well, it seems that there is going to be one less WJ on the road in
> Houston... Grace had an accident in her 2001 Grand Cherokee Limited
> 4x4 early this evening... From what I've been able to gather, a white
> Ford Mustang swerved into her lane on the highway and she slammed on
> her brakes and attempted to swerve into the next lane in an attempt to
> avoid hitting him... Things got real interesting at that point and she
> flipped it... Not sure how many times it rolled over, but it was
> upright in the end... I would be extremely surprised if it was not
> totalled... I don't think that the Mustang stayed around either...
> Hell, she had just gotten through repairing quite a few door dings and
> such over the car...
BTW which highway? US 59 Humble area is notorious for wrecks.
I'm glad every one is Ok.
Good luck in the future.
dr_kill
04 Montecarlo 3.4L
Metallic Silver 20% Black Tint
Cat-back 3" straight pipe
Flowmaster Muffler
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message
news:54qq525nccat3cdpks41v0noiaio8ro7a8@4ax.com...
> Well, it seems that there is going to be one less WJ on the road in
> Houston... Grace had an accident in her 2001 Grand Cherokee Limited
> 4x4 early this evening... From what I've been able to gather, a white
> Ford Mustang swerved into her lane on the highway and she slammed on
> her brakes and attempted to swerve into the next lane in an attempt to
> avoid hitting him... Things got real interesting at that point and she
> flipped it... Not sure how many times it rolled over, but it was
> upright in the end... I would be extremely surprised if it was not
> totalled... I don't think that the Mustang stayed around either...
> Hell, she had just gotten through repairing quite a few door dings and
> such over the car...
Guest
Posts: n/a
Re: One Less WJ On The Road
Sorry to hear that
BTW which highway? US 59 Humble area is notorious for wrecks.
I'm glad every one is Ok.
Good luck in the future.
dr_kill
04 Montecarlo 3.4L
Metallic Silver 20% Black Tint
Cat-back 3" straight pipe
Flowmaster Muffler
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message
news:54qq525nccat3cdpks41v0noiaio8ro7a8@4ax.com...
> Well, it seems that there is going to be one less WJ on the road in
> Houston... Grace had an accident in her 2001 Grand Cherokee Limited
> 4x4 early this evening... From what I've been able to gather, a white
> Ford Mustang swerved into her lane on the highway and she slammed on
> her brakes and attempted to swerve into the next lane in an attempt to
> avoid hitting him... Things got real interesting at that point and she
> flipped it... Not sure how many times it rolled over, but it was
> upright in the end... I would be extremely surprised if it was not
> totalled... I don't think that the Mustang stayed around either...
> Hell, she had just gotten through repairing quite a few door dings and
> such over the car...
BTW which highway? US 59 Humble area is notorious for wrecks.
I'm glad every one is Ok.
Good luck in the future.
dr_kill
04 Montecarlo 3.4L
Metallic Silver 20% Black Tint
Cat-back 3" straight pipe
Flowmaster Muffler
"Grumman-581" <grumman581@DIE-SPAMMER-SCUM-gmail.com> wrote in message
news:54qq525nccat3cdpks41v0noiaio8ro7a8@4ax.com...
> Well, it seems that there is going to be one less WJ on the road in
> Houston... Grace had an accident in her 2001 Grand Cherokee Limited
> 4x4 early this evening... From what I've been able to gather, a white
> Ford Mustang swerved into her lane on the highway and she slammed on
> her brakes and attempted to swerve into the next lane in an attempt to
> avoid hitting him... Things got real interesting at that point and she
> flipped it... Not sure how many times it rolled over, but it was
> upright in the end... I would be extremely surprised if it was not
> totalled... I don't think that the Mustang stayed around either...
> Hell, she had just gotten through repairing quite a few door dings and
> such over the car...
Guest
Posts: n/a
Re: One Less WJ On The Road
On Sun, 7 May 2006 04:24:09 -0500, "GENERAL LEE" <NOBODY@TI.COM>
wrote:
> BTW which highway? US 59 Humble area is notorious for wrecks.
US-59 on the SW side, just past Beltway 8... Hell, US-59 is notorious
for wrecks, no matter what part you're on... Usually it is just the
normal rush hour fender benders though... This accident couldn't be
blamed on road conditions though... The road is not under construction
here and it is quite a few lanes wide... The idiot in the Mustang just
decided to quickly change lanes on top of her... Didn't even *slowly*
change lanes, just quickly jerked it into her lane and she tried to
avoid... I'm not really sure if the vehicles touched... She seems to
think that she felt a bump or heard a loud noise, but it happened so
quickly, she's not really sure... It's not like her WJ is so small
that the idiot in the Mustang couldn't see it! Oh well, she's been
wanting to get something that gets better gas mileage anyway... Maybe
I can convince her to get one of the diesel VWs with a 5-speed...
She's kind of lazy and likes an automatic though...
wrote:
> BTW which highway? US 59 Humble area is notorious for wrecks.
US-59 on the SW side, just past Beltway 8... Hell, US-59 is notorious
for wrecks, no matter what part you're on... Usually it is just the
normal rush hour fender benders though... This accident couldn't be
blamed on road conditions though... The road is not under construction
here and it is quite a few lanes wide... The idiot in the Mustang just
decided to quickly change lanes on top of her... Didn't even *slowly*
change lanes, just quickly jerked it into her lane and she tried to
avoid... I'm not really sure if the vehicles touched... She seems to
think that she felt a bump or heard a loud noise, but it happened so
quickly, she's not really sure... It's not like her WJ is so small
that the idiot in the Mustang couldn't see it! Oh well, she's been
wanting to get something that gets better gas mileage anyway... Maybe
I can convince her to get one of the diesel VWs with a 5-speed...
She's kind of lazy and likes an automatic though...
Guest
Posts: n/a
Re: One Less WJ On The Road
On Sun, 7 May 2006 04:24:09 -0500, "GENERAL LEE" <NOBODY@TI.COM>
wrote:
> BTW which highway? US 59 Humble area is notorious for wrecks.
US-59 on the SW side, just past Beltway 8... Hell, US-59 is notorious
for wrecks, no matter what part you're on... Usually it is just the
normal rush hour fender benders though... This accident couldn't be
blamed on road conditions though... The road is not under construction
here and it is quite a few lanes wide... The idiot in the Mustang just
decided to quickly change lanes on top of her... Didn't even *slowly*
change lanes, just quickly jerked it into her lane and she tried to
avoid... I'm not really sure if the vehicles touched... She seems to
think that she felt a bump or heard a loud noise, but it happened so
quickly, she's not really sure... It's not like her WJ is so small
that the idiot in the Mustang couldn't see it! Oh well, she's been
wanting to get something that gets better gas mileage anyway... Maybe
I can convince her to get one of the diesel VWs with a 5-speed...
She's kind of lazy and likes an automatic though...
wrote:
> BTW which highway? US 59 Humble area is notorious for wrecks.
US-59 on the SW side, just past Beltway 8... Hell, US-59 is notorious
for wrecks, no matter what part you're on... Usually it is just the
normal rush hour fender benders though... This accident couldn't be
blamed on road conditions though... The road is not under construction
here and it is quite a few lanes wide... The idiot in the Mustang just
decided to quickly change lanes on top of her... Didn't even *slowly*
change lanes, just quickly jerked it into her lane and she tried to
avoid... I'm not really sure if the vehicles touched... She seems to
think that she felt a bump or heard a loud noise, but it happened so
quickly, she's not really sure... It's not like her WJ is so small
that the idiot in the Mustang couldn't see it! Oh well, she's been
wanting to get something that gets better gas mileage anyway... Maybe
I can convince her to get one of the diesel VWs with a 5-speed...
She's kind of lazy and likes an automatic though...
Guest
Posts: n/a
Re: One Less WJ On The Road
On Sun, 7 May 2006 04:24:09 -0500, "GENERAL LEE" <NOBODY@TI.COM>
wrote:
> BTW which highway? US 59 Humble area is notorious for wrecks.
US-59 on the SW side, just past Beltway 8... Hell, US-59 is notorious
for wrecks, no matter what part you're on... Usually it is just the
normal rush hour fender benders though... This accident couldn't be
blamed on road conditions though... The road is not under construction
here and it is quite a few lanes wide... The idiot in the Mustang just
decided to quickly change lanes on top of her... Didn't even *slowly*
change lanes, just quickly jerked it into her lane and she tried to
avoid... I'm not really sure if the vehicles touched... She seems to
think that she felt a bump or heard a loud noise, but it happened so
quickly, she's not really sure... It's not like her WJ is so small
that the idiot in the Mustang couldn't see it! Oh well, she's been
wanting to get something that gets better gas mileage anyway... Maybe
I can convince her to get one of the diesel VWs with a 5-speed...
She's kind of lazy and likes an automatic though...
wrote:
> BTW which highway? US 59 Humble area is notorious for wrecks.
US-59 on the SW side, just past Beltway 8... Hell, US-59 is notorious
for wrecks, no matter what part you're on... Usually it is just the
normal rush hour fender benders though... This accident couldn't be
blamed on road conditions though... The road is not under construction
here and it is quite a few lanes wide... The idiot in the Mustang just
decided to quickly change lanes on top of her... Didn't even *slowly*
change lanes, just quickly jerked it into her lane and she tried to
avoid... I'm not really sure if the vehicles touched... She seems to
think that she felt a bump or heard a loud noise, but it happened so
quickly, she's not really sure... It's not like her WJ is so small
that the idiot in the Mustang couldn't see it! Oh well, she's been
wanting to get something that gets better gas mileage anyway... Maybe
I can convince her to get one of the diesel VWs with a 5-speed...
She's kind of lazy and likes an automatic though...
Guest
Posts: n/a
Re: One Less WJ On The Road
Ditto here in Aus (W.A), for both the novelty factor and insurance premiums
:)
"TW" <attw@wave.co.nz (delete this)> wrote in message
news:e3k9b9$jt8$1@lust.ihug.co.nz...
Well, you may be glad to know that it does happen in New Zealand (where I am
from).
Both my vehicles are on what is called an "agreed value" insurance policy.
My insurance company and I revise that value every year at renewal and that
adjusts the premium that I pay. Incidentally the policy covers everything,
including off-road use for recreational use (as long as I am not timed or
have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my
Wrangler, which has not changed in value much in the past two years.
Wranglers have a novelty factor here, so maintain their values very well.
:)
"TW" <attw@wave.co.nz (delete this)> wrote in message
news:e3k9b9$jt8$1@lust.ihug.co.nz...
Well, you may be glad to know that it does happen in New Zealand (where I am
from).
Both my vehicles are on what is called an "agreed value" insurance policy.
My insurance company and I revise that value every year at renewal and that
adjusts the premium that I pay. Incidentally the policy covers everything,
including off-road use for recreational use (as long as I am not timed or
have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my
Wrangler, which has not changed in value much in the past two years.
Wranglers have a novelty factor here, so maintain their values very well.
Guest
Posts: n/a
Re: One Less WJ On The Road
Ditto here in Aus (W.A), for both the novelty factor and insurance premiums
:)
"TW" <attw@wave.co.nz (delete this)> wrote in message
news:e3k9b9$jt8$1@lust.ihug.co.nz...
Well, you may be glad to know that it does happen in New Zealand (where I am
from).
Both my vehicles are on what is called an "agreed value" insurance policy.
My insurance company and I revise that value every year at renewal and that
adjusts the premium that I pay. Incidentally the policy covers everything,
including off-road use for recreational use (as long as I am not timed or
have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my
Wrangler, which has not changed in value much in the past two years.
Wranglers have a novelty factor here, so maintain their values very well.
:)
"TW" <attw@wave.co.nz (delete this)> wrote in message
news:e3k9b9$jt8$1@lust.ihug.co.nz...
Well, you may be glad to know that it does happen in New Zealand (where I am
from).
Both my vehicles are on what is called an "agreed value" insurance policy.
My insurance company and I revise that value every year at renewal and that
adjusts the premium that I pay. Incidentally the policy covers everything,
including off-road use for recreational use (as long as I am not timed or
have to wear a helmet, it is considered recreational).
The funny thing is that my wife's car is depreciating faster than my
Wrangler, which has not changed in value much in the past two years.
Wranglers have a novelty factor here, so maintain their values very well.
