Re: Did You Know This About Car Insurance?
 

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Re: Did You Know This About Car Insurance?
 

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Re: Did You Know This About Car Insurance?
 

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Re: Did You Know This About Car Insurance?
 

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Re: Did You Know This About Car Insurance?
 

Mike Romain <romainm@sympatico.ca> wrote:

> Any moving violation tickets will count against your insurance
> rate or the rate they drop it down at.

Some don't count the first violation or didn't used to, not sure if
that's still true?

> Some insurance companies even look at your credit rating when
> deciding your rate bracket, although most places are trying to
> make that against the law...

I'm can understand that, a bad credit score may suggest future
problems, one lady I knew confided that she ran a credit check on
anyone who asked her out before she'd go out with them, her reason was
that she'd never date anyone she wouldn't consider marrying and bad
credit was a problem she wasn't willing to assume.

> Most give you a rate drop at 21 and the big drop at age 25.

I was given a rate drop when I turned 25 and a HUGE rate increase as I
had a new job that required me to use my car in my job.

Result was a net increase in insurance cost, which proves life is like
entropy, you can't win, you can't stay even and you can't get out of
the game.... <sigh>





--
XS11E, Killing all posts from Google Groups
The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html

Re: Did You Know This About Car Insurance?
 

Mike Romain <romainm@sympatico.ca> wrote:

> Any moving violation tickets will count against your insurance
> rate or the rate they drop it down at.

Some don't count the first violation or didn't used to, not sure if
that's still true?

> Some insurance companies even look at your credit rating when
> deciding your rate bracket, although most places are trying to
> make that against the law...

I'm can understand that, a bad credit score may suggest future
problems, one lady I knew confided that she ran a credit check on
anyone who asked her out before she'd go out with them, her reason was
that she'd never date anyone she wouldn't consider marrying and bad
credit was a problem she wasn't willing to assume.

> Most give you a rate drop at 21 and the big drop at age 25.

I was given a rate drop when I turned 25 and a HUGE rate increase as I
had a new job that required me to use my car in my job.

Result was a net increase in insurance cost, which proves life is like
entropy, you can't win, you can't stay even and you can't get out of
the game.... <sigh>





--
XS11E, Killing all posts from Google Groups
The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html

Re: Did You Know This About Car Insurance?
 

Mike Romain <romainm@sympatico.ca> wrote:

> Any moving violation tickets will count against your insurance
> rate or the rate they drop it down at.

Some don't count the first violation or didn't used to, not sure if
that's still true?

> Some insurance companies even look at your credit rating when
> deciding your rate bracket, although most places are trying to
> make that against the law...

I'm can understand that, a bad credit score may suggest future
problems, one lady I knew confided that she ran a credit check on
anyone who asked her out before she'd go out with them, her reason was
that she'd never date anyone she wouldn't consider marrying and bad
credit was a problem she wasn't willing to assume.

> Most give you a rate drop at 21 and the big drop at age 25.

I was given a rate drop when I turned 25 and a HUGE rate increase as I
had a new job that required me to use my car in my job.

Result was a net increase in insurance cost, which proves life is like
entropy, you can't win, you can't stay even and you can't get out of
the game.... <sigh>





--
XS11E, Killing all posts from Google Groups
The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html

Re: Did You Know This About Car Insurance?
 

Mike Romain <romainm@sympatico.ca> wrote:

> Any moving violation tickets will count against your insurance
> rate or the rate they drop it down at.

Some don't count the first violation or didn't used to, not sure if
that's still true?

> Some insurance companies even look at your credit rating when
> deciding your rate bracket, although most places are trying to
> make that against the law...

I'm can understand that, a bad credit score may suggest future
problems, one lady I knew confided that she ran a credit check on
anyone who asked her out before she'd go out with them, her reason was
that she'd never date anyone she wouldn't consider marrying and bad
credit was a problem she wasn't willing to assume.

> Most give you a rate drop at 21 and the big drop at age 25.

I was given a rate drop when I turned 25 and a HUGE rate increase as I
had a new job that required me to use my car in my job.

Result was a net increase in insurance cost, which proves life is like
entropy, you can't win, you can't stay even and you can't get out of
the game.... <sigh>





--
XS11E, Killing all posts from Google Groups
The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html

Re: Did You Know This About Car Insurance?
 

XS11E wrote:
> Mike Romain <romainm@sympatico.ca> wrote:
>
>> Any moving violation tickets will count against your insurance
>> rate or the rate they drop it down at.
>
> Some don't count the first violation or didn't used to, not sure if
> that's still true?
>
>> Some insurance companies even look at your credit rating when
>> deciding your rate bracket, although most places are trying to
>> make that against the law...
>
> I'm can understand that, a bad credit score may suggest future
> problems, one lady I knew confided that she ran a credit check on
> anyone who asked her out before she'd go out with them, her reason was
> that she'd never date anyone she wouldn't consider marrying and bad
> credit was a problem she wasn't willing to assume.
>
>> Most give you a rate drop at 21 and the big drop at age 25.
>
> I was given a rate drop when I turned 25 and a HUGE rate increase as I
> had a new job that required me to use my car in my job.
>
> Result was a net increase in insurance cost, which proves life is like
> entropy, you can't win, you can't stay even and you can't get out of
> the game.... <sigh>
>
>
>
>
>
So true. I got out of the game (retired) and moved to a rural area of
Arizona with a clean driving record and my annual insurance cost for
everything (collision, medical, etc...)on my '04 TJ is a bit over
$500/year. If I was still working in Miami or Houston it would be over $2K.

--
FRH

Re: Did You Know This About Car Insurance?
 

XS11E wrote:
> Mike Romain <romainm@sympatico.ca> wrote:
>
>> Any moving violation tickets will count against your insurance
>> rate or the rate they drop it down at.
>
> Some don't count the first violation or didn't used to, not sure if
> that's still true?
>
>> Some insurance companies even look at your credit rating when
>> deciding your rate bracket, although most places are trying to
>> make that against the law...
>
> I'm can understand that, a bad credit score may suggest future
> problems, one lady I knew confided that she ran a credit check on
> anyone who asked her out before she'd go out with them, her reason was
> that she'd never date anyone she wouldn't consider marrying and bad
> credit was a problem she wasn't willing to assume.
>
>> Most give you a rate drop at 21 and the big drop at age 25.
>
> I was given a rate drop when I turned 25 and a HUGE rate increase as I
> had a new job that required me to use my car in my job.
>
> Result was a net increase in insurance cost, which proves life is like
> entropy, you can't win, you can't stay even and you can't get out of
> the game.... <sigh>
>
>
>
>
>
So true. I got out of the game (retired) and moved to a rural area of
Arizona with a clean driving record and my annual insurance cost for
everything (collision, medical, etc...)on my '04 TJ is a bit over
$500/year. If I was still working in Miami or Houston it would be over $2K.

--
FRH