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Did You Know This About Car Insurance?
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Re: Did You Know This About Car Insurance?
I know I've paid my insurance company enough to have bought another Jeep
in the 10 years I've had mine. And I get a good rate for my location! |
Re: Did You Know This About Car Insurance?
I know I've paid my insurance company enough to have bought another Jeep
in the 10 years I've had mine. And I get a good rate for my location! |
Re: Did You Know This About Car Insurance?
I know I've paid my insurance company enough to have bought another Jeep
in the 10 years I've had mine. And I get a good rate for my location! |
Re: Did You Know This About Car Insurance?
I know I've paid my insurance company enough to have bought another Jeep
in the 10 years I've had mine. And I get a good rate for my location! |
Re: Re: Did You Know This About Car Insurance?
On Sat, 11 Aug 2007 11:57:06 -0400, Scott in Baltimore
<sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote: >I know I've paid my insurance company enough to have bought another Jeep >in the 10 years I've had mine. And I get a good rate for my location! Must cost a lot there because it would take 30 years at current rate and then some for me to by a new work truck based on premium and that is commercail insurance with very high limits too. I have had my Burb for 18 years now and its insurance cost has not even added up to 1/2 purchase price then yet and it still has full coverage. ----------------- TheSnoMan.com |
Re: Re: Did You Know This About Car Insurance?
On Sat, 11 Aug 2007 11:57:06 -0400, Scott in Baltimore
<sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote: >I know I've paid my insurance company enough to have bought another Jeep >in the 10 years I've had mine. And I get a good rate for my location! Must cost a lot there because it would take 30 years at current rate and then some for me to by a new work truck based on premium and that is commercail insurance with very high limits too. I have had my Burb for 18 years now and its insurance cost has not even added up to 1/2 purchase price then yet and it still has full coverage. ----------------- TheSnoMan.com |
Re: Re: Did You Know This About Car Insurance?
On Sat, 11 Aug 2007 11:57:06 -0400, Scott in Baltimore
<sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote: >I know I've paid my insurance company enough to have bought another Jeep >in the 10 years I've had mine. And I get a good rate for my location! Must cost a lot there because it would take 30 years at current rate and then some for me to by a new work truck based on premium and that is commercail insurance with very high limits too. I have had my Burb for 18 years now and its insurance cost has not even added up to 1/2 purchase price then yet and it still has full coverage. ----------------- TheSnoMan.com |
Re: Re: Did You Know This About Car Insurance?
On Sat, 11 Aug 2007 11:57:06 -0400, Scott in Baltimore
<sDcOoNtTtS_PuAnMiMtE_69@yahoo.com> wrote: >I know I've paid my insurance company enough to have bought another Jeep >in the 10 years I've had mine. And I get a good rate for my location! Must cost a lot there because it would take 30 years at current rate and then some for me to by a new work truck based on premium and that is commercail insurance with very high limits too. I have had my Burb for 18 years now and its insurance cost has not even added up to 1/2 purchase price then yet and it still has full coverage. ----------------- TheSnoMan.com |
Re: Did You Know This About Car Insurance?
>> I know I've paid my insurance company enough to have bought another Jeep
>> in the 10 years I've had mine. And I get a good rate for my location! > > Must cost a lot there because it would take 30 years at current rate > and then some for me to by a new work truck based on premium and that > is commercail insurance with very high limits too. I have had my Burb > for 18 years now and its insurance cost has not even added up to 1/2 > purchase price then yet and it still has full coverage. If I lived a few more miles south, actually in the city, it would probably cost double! All the citizens of this state will move out because of traffic, high taxes, crime; and dumb GOP policies, backstabbing and corruption. PA, here I come! |
Re: Did You Know This About Car Insurance?
>> I know I've paid my insurance company enough to have bought another Jeep
>> in the 10 years I've had mine. And I get a good rate for my location! > > Must cost a lot there because it would take 30 years at current rate > and then some for me to by a new work truck based on premium and that > is commercail insurance with very high limits too. I have had my Burb > for 18 years now and its insurance cost has not even added up to 1/2 > purchase price then yet and it still has full coverage. If I lived a few more miles south, actually in the city, it would probably cost double! All the citizens of this state will move out because of traffic, high taxes, crime; and dumb GOP policies, backstabbing and corruption. PA, here I come! |
Re: Did You Know This About Car Insurance?
>> I know I've paid my insurance company enough to have bought another Jeep
>> in the 10 years I've had mine. And I get a good rate for my location! > > Must cost a lot there because it would take 30 years at current rate > and then some for me to by a new work truck based on premium and that > is commercail insurance with very high limits too. I have had my Burb > for 18 years now and its insurance cost has not even added up to 1/2 > purchase price then yet and it still has full coverage. If I lived a few more miles south, actually in the city, it would probably cost double! All the citizens of this state will move out because of traffic, high taxes, crime; and dumb GOP policies, backstabbing and corruption. PA, here I come! |
Re: Did You Know This About Car Insurance?
>> I know I've paid my insurance company enough to have bought another Jeep
>> in the 10 years I've had mine. And I get a good rate for my location! > > Must cost a lot there because it would take 30 years at current rate > and then some for me to by a new work truck based on premium and that > is commercail insurance with very high limits too. I have had my Burb > for 18 years now and its insurance cost has not even added up to 1/2 > purchase price then yet and it still has full coverage. If I lived a few more miles south, actually in the city, it would probably cost double! All the citizens of this state will move out because of traffic, high taxes, crime; and dumb GOP policies, backstabbing and corruption. PA, here I come! |
Re: Did You Know This About Car Insurance?
I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to
pay 200 dollars a month to have Insurance on my car. And I want to know if there is anything I can do so I so not have to pay as munch each month? But I think It is going to be high for a few more years. If I do not wreck any ones car. 99 wrangler 5 speed 2.5 inch lift 31 inch tires a ton of lights (hood,bumper,windshield, Roof) and more and even more to come |
Re: Did You Know This About Car Insurance?
I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to
pay 200 dollars a month to have Insurance on my car. And I want to know if there is anything I can do so I so not have to pay as munch each month? But I think It is going to be high for a few more years. If I do not wreck any ones car. 99 wrangler 5 speed 2.5 inch lift 31 inch tires a ton of lights (hood,bumper,windshield, Roof) and more and even more to come |
Re: Did You Know This About Car Insurance?
I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to
pay 200 dollars a month to have Insurance on my car. And I want to know if there is anything I can do so I so not have to pay as munch each month? But I think It is going to be high for a few more years. If I do not wreck any ones car. 99 wrangler 5 speed 2.5 inch lift 31 inch tires a ton of lights (hood,bumper,windshield, Roof) and more and even more to come |
Re: Did You Know This About Car Insurance?
I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to
pay 200 dollars a month to have Insurance on my car. And I want to know if there is anything I can do so I so not have to pay as munch each month? But I think It is going to be high for a few more years. If I do not wreck any ones car. 99 wrangler 5 speed 2.5 inch lift 31 inch tires a ton of lights (hood,bumper,windshield, Roof) and more and even more to come |
Re: Did You Know This About Car Insurance?
The best is to be a careful driver.
Any moving violation tickets will count against your insurance rate or the rate they drop it down at. Some insurance companies even look at your credit rating when deciding your rate bracket, although most places are trying to make that against the law... Most give you a rate drop at 21 and the big drop at age 25. I think you also drop if you get married. Mike 86/00 CJ7 Laredo, 33x9.5 BFG Muds, 'glass nose to tail in '00 88 Cherokee 235 BFG AT's - Gone to the rust pile... Canadian Off Road Trips Photos: Non members can still view! Jan/06 http://www.imagestation.com/album/pi...?id=2115147590 (More Off Road album links at bottom of the view page) Jamie Mello wrote: > I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to > pay 200 dollars a month to have Insurance on my car. And I want to > know if there is anything I can do so I so not have to pay as munch > each month? But I think It is going to be high for a few more years. > If I do not wreck any ones car. > > > > 99 wrangler 5 speed 2.5 inch lift 31 inch tires > a ton of lights (hood,bumper,windshield, Roof) > and more and even more to come > |
Re: Did You Know This About Car Insurance?
The best is to be a careful driver.
Any moving violation tickets will count against your insurance rate or the rate they drop it down at. Some insurance companies even look at your credit rating when deciding your rate bracket, although most places are trying to make that against the law... Most give you a rate drop at 21 and the big drop at age 25. I think you also drop if you get married. Mike 86/00 CJ7 Laredo, 33x9.5 BFG Muds, 'glass nose to tail in '00 88 Cherokee 235 BFG AT's - Gone to the rust pile... Canadian Off Road Trips Photos: Non members can still view! Jan/06 http://www.imagestation.com/album/pi...?id=2115147590 (More Off Road album links at bottom of the view page) Jamie Mello wrote: > I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to > pay 200 dollars a month to have Insurance on my car. And I want to > know if there is anything I can do so I so not have to pay as munch > each month? But I think It is going to be high for a few more years. > If I do not wreck any ones car. > > > > 99 wrangler 5 speed 2.5 inch lift 31 inch tires > a ton of lights (hood,bumper,windshield, Roof) > and more and even more to come > |
Re: Did You Know This About Car Insurance?
The best is to be a careful driver.
Any moving violation tickets will count against your insurance rate or the rate they drop it down at. Some insurance companies even look at your credit rating when deciding your rate bracket, although most places are trying to make that against the law... Most give you a rate drop at 21 and the big drop at age 25. I think you also drop if you get married. Mike 86/00 CJ7 Laredo, 33x9.5 BFG Muds, 'glass nose to tail in '00 88 Cherokee 235 BFG AT's - Gone to the rust pile... Canadian Off Road Trips Photos: Non members can still view! Jan/06 http://www.imagestation.com/album/pi...?id=2115147590 (More Off Road album links at bottom of the view page) Jamie Mello wrote: > I am 19 years old and drive a 1999 Jeep wrangler ever day. I need to > pay 200 dollars a month to have Insurance on my car. And I want to > know if there is anything I can do so I so not have to pay as munch > each month? But I think It is going to be high for a few more years. > If I do not wreck any ones car. > > > > 99 wrangler 5 speed 2.5 inch lift 31 inch tires > a ton of lights (hood,bumper,windshield, Roof) > and more and even more to come > |
Re: Did You Know This About Car Insurance?
Thanks
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Re: Did You Know This About Car Insurance?
Thanks
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Re: Did You Know This About Car Insurance?
Thanks
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Re: Did You Know This About Car Insurance?
Thanks
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Re: Did You Know This About Car Insurance?
Mike Romain <romainm@sympatico.ca> wrote:
> Any moving violation tickets will count against your insurance > rate or the rate they drop it down at. Some don't count the first violation or didn't used to, not sure if that's still true? > Some insurance companies even look at your credit rating when > deciding your rate bracket, although most places are trying to > make that against the law... I'm can understand that, a bad credit score may suggest future problems, one lady I knew confided that she ran a credit check on anyone who asked her out before she'd go out with them, her reason was that she'd never date anyone she wouldn't consider marrying and bad credit was a problem she wasn't willing to assume. > Most give you a rate drop at 21 and the big drop at age 25. I was given a rate drop when I turned 25 and a HUGE rate increase as I had a new job that required me to use my car in my job. Result was a net increase in insurance cost, which proves life is like entropy, you can't win, you can't stay even and you can't get out of the game.... <sigh> -- XS11E, Killing all posts from Google Groups The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html |
Re: Did You Know This About Car Insurance?
Mike Romain <romainm@sympatico.ca> wrote:
> Any moving violation tickets will count against your insurance > rate or the rate they drop it down at. Some don't count the first violation or didn't used to, not sure if that's still true? > Some insurance companies even look at your credit rating when > deciding your rate bracket, although most places are trying to > make that against the law... I'm can understand that, a bad credit score may suggest future problems, one lady I knew confided that she ran a credit check on anyone who asked her out before she'd go out with them, her reason was that she'd never date anyone she wouldn't consider marrying and bad credit was a problem she wasn't willing to assume. > Most give you a rate drop at 21 and the big drop at age 25. I was given a rate drop when I turned 25 and a HUGE rate increase as I had a new job that required me to use my car in my job. Result was a net increase in insurance cost, which proves life is like entropy, you can't win, you can't stay even and you can't get out of the game.... <sigh> -- XS11E, Killing all posts from Google Groups The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html |
Re: Did You Know This About Car Insurance?
Mike Romain <romainm@sympatico.ca> wrote:
> Any moving violation tickets will count against your insurance > rate or the rate they drop it down at. Some don't count the first violation or didn't used to, not sure if that's still true? > Some insurance companies even look at your credit rating when > deciding your rate bracket, although most places are trying to > make that against the law... I'm can understand that, a bad credit score may suggest future problems, one lady I knew confided that she ran a credit check on anyone who asked her out before she'd go out with them, her reason was that she'd never date anyone she wouldn't consider marrying and bad credit was a problem she wasn't willing to assume. > Most give you a rate drop at 21 and the big drop at age 25. I was given a rate drop when I turned 25 and a HUGE rate increase as I had a new job that required me to use my car in my job. Result was a net increase in insurance cost, which proves life is like entropy, you can't win, you can't stay even and you can't get out of the game.... <sigh> -- XS11E, Killing all posts from Google Groups The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html |
Re: Did You Know This About Car Insurance?
Mike Romain <romainm@sympatico.ca> wrote:
> Any moving violation tickets will count against your insurance > rate or the rate they drop it down at. Some don't count the first violation or didn't used to, not sure if that's still true? > Some insurance companies even look at your credit rating when > deciding your rate bracket, although most places are trying to > make that against the law... I'm can understand that, a bad credit score may suggest future problems, one lady I knew confided that she ran a credit check on anyone who asked her out before she'd go out with them, her reason was that she'd never date anyone she wouldn't consider marrying and bad credit was a problem she wasn't willing to assume. > Most give you a rate drop at 21 and the big drop at age 25. I was given a rate drop when I turned 25 and a HUGE rate increase as I had a new job that required me to use my car in my job. Result was a net increase in insurance cost, which proves life is like entropy, you can't win, you can't stay even and you can't get out of the game.... <sigh> -- XS11E, Killing all posts from Google Groups The Usenet Improvement Project: http://blinkynet.net/comp/uip5.html |
Re: Did You Know This About Car Insurance?
XS11E wrote:
> Mike Romain <romainm@sympatico.ca> wrote: > >> Any moving violation tickets will count against your insurance >> rate or the rate they drop it down at. > > Some don't count the first violation or didn't used to, not sure if > that's still true? > >> Some insurance companies even look at your credit rating when >> deciding your rate bracket, although most places are trying to >> make that against the law... > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. > >> Most give you a rate drop at 21 and the big drop at age 25. > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> > > > > > So true. I got out of the game (retired) and moved to a rural area of Arizona with a clean driving record and my annual insurance cost for everything (collision, medical, etc...)on my '04 TJ is a bit over $500/year. If I was still working in Miami or Houston it would be over $2K. -- FRH |
Re: Did You Know This About Car Insurance?
XS11E wrote:
> Mike Romain <romainm@sympatico.ca> wrote: > >> Any moving violation tickets will count against your insurance >> rate or the rate they drop it down at. > > Some don't count the first violation or didn't used to, not sure if > that's still true? > >> Some insurance companies even look at your credit rating when >> deciding your rate bracket, although most places are trying to >> make that against the law... > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. > >> Most give you a rate drop at 21 and the big drop at age 25. > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> > > > > > So true. I got out of the game (retired) and moved to a rural area of Arizona with a clean driving record and my annual insurance cost for everything (collision, medical, etc...)on my '04 TJ is a bit over $500/year. If I was still working in Miami or Houston it would be over $2K. -- FRH |
Re: Did You Know This About Car Insurance?
XS11E wrote:
> Mike Romain <romainm@sympatico.ca> wrote: > >> Any moving violation tickets will count against your insurance >> rate or the rate they drop it down at. > > Some don't count the first violation or didn't used to, not sure if > that's still true? > >> Some insurance companies even look at your credit rating when >> deciding your rate bracket, although most places are trying to >> make that against the law... > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. > >> Most give you a rate drop at 21 and the big drop at age 25. > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> > > > > > So true. I got out of the game (retired) and moved to a rural area of Arizona with a clean driving record and my annual insurance cost for everything (collision, medical, etc...)on my '04 TJ is a bit over $500/year. If I was still working in Miami or Houston it would be over $2K. -- FRH |
Re: Did You Know This About Car Insurance?
XS11E wrote:
> Mike Romain <romainm@sympatico.ca> wrote: > >> Any moving violation tickets will count against your insurance >> rate or the rate they drop it down at. > > Some don't count the first violation or didn't used to, not sure if > that's still true? > >> Some insurance companies even look at your credit rating when >> deciding your rate bracket, although most places are trying to >> make that against the law... > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. > >> Most give you a rate drop at 21 and the big drop at age 25. > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> > > > > > So true. I got out of the game (retired) and moved to a rural area of Arizona with a clean driving record and my annual insurance cost for everything (collision, medical, etc...)on my '04 TJ is a bit over $500/year. If I was still working in Miami or Houston it would be over $2K. -- FRH |
Re: Did You Know This About Car Insurance?
XS11E proclaimed:
> Mike Romain <romainm@sympatico.ca> wrote: > > >>Any moving violation tickets will count against your insurance >>rate or the rate they drop it down at. > > > Some don't count the first violation or didn't used to, not sure if > that's still true? I remember the CEO of some insurance company a few years back claiming his company didn't use speeding tickets at all for rates, as they were of the opinion that those were largely thinly disquised road taxes in too many locales. He did note that he would raise rates on a failure to yield, careless driving, reckless driving, or seatbelt violation though. Darned if I can recall the name of his company. > > >>Some insurance companies even look at your credit rating when >>deciding your rate bracket, although most places are trying to >>make that against the law... > > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. Sounds a bit extreme, as you could always do it later... and any guy with credit alerts might just wonder why any new acquaintance would be so snoopy. > >>Most give you a rate drop at 21 and the big drop at age 25. > > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. Shop around, some ding you a bit less than others. I got a pleasant surprise when my divorce became final... seems that the typical rate increase for divorced men was heavily offset by the driving skills of the first missus being heavily on the scarey side. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> You could post bond and self insure in some states, however I would expect any lawyer of the other party in any accident to dig this out and figure if you are rich enough to do that, you are rich enough to sue the testicles off of. |
Re: Did You Know This About Car Insurance?
XS11E proclaimed:
> Mike Romain <romainm@sympatico.ca> wrote: > > >>Any moving violation tickets will count against your insurance >>rate or the rate they drop it down at. > > > Some don't count the first violation or didn't used to, not sure if > that's still true? I remember the CEO of some insurance company a few years back claiming his company didn't use speeding tickets at all for rates, as they were of the opinion that those were largely thinly disquised road taxes in too many locales. He did note that he would raise rates on a failure to yield, careless driving, reckless driving, or seatbelt violation though. Darned if I can recall the name of his company. > > >>Some insurance companies even look at your credit rating when >>deciding your rate bracket, although most places are trying to >>make that against the law... > > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. Sounds a bit extreme, as you could always do it later... and any guy with credit alerts might just wonder why any new acquaintance would be so snoopy. > >>Most give you a rate drop at 21 and the big drop at age 25. > > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. Shop around, some ding you a bit less than others. I got a pleasant surprise when my divorce became final... seems that the typical rate increase for divorced men was heavily offset by the driving skills of the first missus being heavily on the scarey side. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> You could post bond and self insure in some states, however I would expect any lawyer of the other party in any accident to dig this out and figure if you are rich enough to do that, you are rich enough to sue the testicles off of. |
Re: Did You Know This About Car Insurance?
XS11E proclaimed:
> Mike Romain <romainm@sympatico.ca> wrote: > > >>Any moving violation tickets will count against your insurance >>rate or the rate they drop it down at. > > > Some don't count the first violation or didn't used to, not sure if > that's still true? I remember the CEO of some insurance company a few years back claiming his company didn't use speeding tickets at all for rates, as they were of the opinion that those were largely thinly disquised road taxes in too many locales. He did note that he would raise rates on a failure to yield, careless driving, reckless driving, or seatbelt violation though. Darned if I can recall the name of his company. > > >>Some insurance companies even look at your credit rating when >>deciding your rate bracket, although most places are trying to >>make that against the law... > > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. Sounds a bit extreme, as you could always do it later... and any guy with credit alerts might just wonder why any new acquaintance would be so snoopy. > >>Most give you a rate drop at 21 and the big drop at age 25. > > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. Shop around, some ding you a bit less than others. I got a pleasant surprise when my divorce became final... seems that the typical rate increase for divorced men was heavily offset by the driving skills of the first missus being heavily on the scarey side. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> You could post bond and self insure in some states, however I would expect any lawyer of the other party in any accident to dig this out and figure if you are rich enough to do that, you are rich enough to sue the testicles off of. |
Re: Did You Know This About Car Insurance?
XS11E proclaimed:
> Mike Romain <romainm@sympatico.ca> wrote: > > >>Any moving violation tickets will count against your insurance >>rate or the rate they drop it down at. > > > Some don't count the first violation or didn't used to, not sure if > that's still true? I remember the CEO of some insurance company a few years back claiming his company didn't use speeding tickets at all for rates, as they were of the opinion that those were largely thinly disquised road taxes in too many locales. He did note that he would raise rates on a failure to yield, careless driving, reckless driving, or seatbelt violation though. Darned if I can recall the name of his company. > > >>Some insurance companies even look at your credit rating when >>deciding your rate bracket, although most places are trying to >>make that against the law... > > > I'm can understand that, a bad credit score may suggest future > problems, one lady I knew confided that she ran a credit check on > anyone who asked her out before she'd go out with them, her reason was > that she'd never date anyone she wouldn't consider marrying and bad > credit was a problem she wasn't willing to assume. Sounds a bit extreme, as you could always do it later... and any guy with credit alerts might just wonder why any new acquaintance would be so snoopy. > >>Most give you a rate drop at 21 and the big drop at age 25. > > > I was given a rate drop when I turned 25 and a HUGE rate increase as I > had a new job that required me to use my car in my job. Shop around, some ding you a bit less than others. I got a pleasant surprise when my divorce became final... seems that the typical rate increase for divorced men was heavily offset by the driving skills of the first missus being heavily on the scarey side. > > Result was a net increase in insurance cost, which proves life is like > entropy, you can't win, you can't stay even and you can't get out of > the game.... <sigh> You could post bond and self insure in some states, however I would expect any lawyer of the other party in any accident to dig this out and figure if you are rich enough to do that, you are rich enough to sue the testicles off of. |
Re: Did You Know This About Car Insurance?
In article <f4Wdncu7za5LLl7bnZ2dnUVZ_quhnZ2d@comcast.com>,
Lon <lon.stowell@comcast.net> wrote: #XS11E proclaimed: #> Some don't count the first violation or didn't used to, not sure if #> that's still true? # #I remember the CEO of some insurance company a few years back claiming #his company didn't use speeding tickets at all for rates, as they were #of the opinion that those were largely thinly disquised road taxes in #too many locales. He did note that he would raise rates on a failure to #yield, careless driving, reckless driving, or seatbelt violation though. #Darned if I can recall the name of his company. Sounds like a nice insurance company. #>>Some insurance companies even look at your credit rating when #>>deciding your rate bracket, although most places are trying to #>>make that against the law... #> #> #> I'm can understand that, a bad credit score may suggest future #> problems, one lady I knew confided that she ran a credit check on #> anyone who asked her out before she'd go out with them, her reason was #> that she'd never date anyone she wouldn't consider marrying and bad #> credit was a problem she wasn't willing to assume. # #Sounds a bit extreme, as you could always do it later... and any guy #with credit alerts might just wonder why any new acquaintance would be #so snoopy. Considering that you need a SSN or other personaly identifing info for a credit check... I would guess the girl did not date much. Or only guys stupid enough to hand over a SSN (or equiv) to a almost stranger. /herb |
Re: Did You Know This About Car Insurance?
In article <f4Wdncu7za5LLl7bnZ2dnUVZ_quhnZ2d@comcast.com>,
Lon <lon.stowell@comcast.net> wrote: #XS11E proclaimed: #> Some don't count the first violation or didn't used to, not sure if #> that's still true? # #I remember the CEO of some insurance company a few years back claiming #his company didn't use speeding tickets at all for rates, as they were #of the opinion that those were largely thinly disquised road taxes in #too many locales. He did note that he would raise rates on a failure to #yield, careless driving, reckless driving, or seatbelt violation though. #Darned if I can recall the name of his company. Sounds like a nice insurance company. #>>Some insurance companies even look at your credit rating when #>>deciding your rate bracket, although most places are trying to #>>make that against the law... #> #> #> I'm can understand that, a bad credit score may suggest future #> problems, one lady I knew confided that she ran a credit check on #> anyone who asked her out before she'd go out with them, her reason was #> that she'd never date anyone she wouldn't consider marrying and bad #> credit was a problem she wasn't willing to assume. # #Sounds a bit extreme, as you could always do it later... and any guy #with credit alerts might just wonder why any new acquaintance would be #so snoopy. Considering that you need a SSN or other personaly identifing info for a credit check... I would guess the girl did not date much. Or only guys stupid enough to hand over a SSN (or equiv) to a almost stranger. /herb |
Re: Did You Know This About Car Insurance?
In article <f4Wdncu7za5LLl7bnZ2dnUVZ_quhnZ2d@comcast.com>,
Lon <lon.stowell@comcast.net> wrote: #XS11E proclaimed: #> Some don't count the first violation or didn't used to, not sure if #> that's still true? # #I remember the CEO of some insurance company a few years back claiming #his company didn't use speeding tickets at all for rates, as they were #of the opinion that those were largely thinly disquised road taxes in #too many locales. He did note that he would raise rates on a failure to #yield, careless driving, reckless driving, or seatbelt violation though. #Darned if I can recall the name of his company. Sounds like a nice insurance company. #>>Some insurance companies even look at your credit rating when #>>deciding your rate bracket, although most places are trying to #>>make that against the law... #> #> #> I'm can understand that, a bad credit score may suggest future #> problems, one lady I knew confided that she ran a credit check on #> anyone who asked her out before she'd go out with them, her reason was #> that she'd never date anyone she wouldn't consider marrying and bad #> credit was a problem she wasn't willing to assume. # #Sounds a bit extreme, as you could always do it later... and any guy #with credit alerts might just wonder why any new acquaintance would be #so snoopy. Considering that you need a SSN or other personaly identifing info for a credit check... I would guess the girl did not date much. Or only guys stupid enough to hand over a SSN (or equiv) to a almost stranger. /herb |
Re: Did You Know This About Car Insurance?
In article <f4Wdncu7za5LLl7bnZ2dnUVZ_quhnZ2d@comcast.com>,
Lon <lon.stowell@comcast.net> wrote: #XS11E proclaimed: #> Some don't count the first violation or didn't used to, not sure if #> that's still true? # #I remember the CEO of some insurance company a few years back claiming #his company didn't use speeding tickets at all for rates, as they were #of the opinion that those were largely thinly disquised road taxes in #too many locales. He did note that he would raise rates on a failure to #yield, careless driving, reckless driving, or seatbelt violation though. #Darned if I can recall the name of his company. Sounds like a nice insurance company. #>>Some insurance companies even look at your credit rating when #>>deciding your rate bracket, although most places are trying to #>>make that against the law... #> #> #> I'm can understand that, a bad credit score may suggest future #> problems, one lady I knew confided that she ran a credit check on #> anyone who asked her out before she'd go out with them, her reason was #> that she'd never date anyone she wouldn't consider marrying and bad #> credit was a problem she wasn't willing to assume. # #Sounds a bit extreme, as you could always do it later... and any guy #with credit alerts might just wonder why any new acquaintance would be #so snoopy. Considering that you need a SSN or other personaly identifing info for a credit check... I would guess the girl did not date much. Or only guys stupid enough to hand over a SSN (or equiv) to a almost stranger. /herb |
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