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Req: Some advice on buying a Jeep
I do not know that vehicle values will change significantly after the first
of the year. You might get someone who needs to sell their Jeep now for Christmas or one in January/February to pay Christmas bills. I cannot comment on Arizona vehicle taxation but ANY DMV clerk would certainly know if they were required to charge you tax when you went to title the Jeep. The way it works in Ohio is if I buy a vehicle in KY or IN I do not pay their tax but I do have to pay Ohio tax when I go to title the vehicle. As for financing...... your corner Credit Union will almost always be a better deal than what the dealership will arrange because the charge interest on the declining balance method. "Ripley59" <ripley59@earthlink.net> wrote in message news:vjj3q15r5alejujoro7urlvek8q88r1o2h@4ax.com... > I've been wanting to buy one for a few years and now have a good > reason to do it, since my 88 Honda CRX is beginning to show its age. > The Jeep that I want is a 2003 or 2004 Sahara. Rubicons are a little > too much unless you are a hard core off-roader and I am not crazy > about the way the extra length kind of ruins the classic Jeep lines in > the Unlimited models. Obviously it might make sense to wait a couple > of weeks till 2006, so the 2003-2004 models depreciate a bit more. > The prices may rise a bit as we get closer to the summer, but is there > a good period to look for used Jeeps? Do a bunch of them get traded > in or sold as people buy 2006 models? I would have to finance a large > chunk of it, so I'd have to buy from a dealership. You can get > financing for a private party transaction but its a real pain and the > rates are much higher. > I've been keeping track of Saharas on Ebay and I am wondering if that > maybe the way to go, but I don't seem to be able to get a straight > answer from the Registry ( I am in Arizona) if I'd have to pay sales > tax at 7.6% at some point if I bought a Jeep out of state. > Thanks in advance for any info or advice! > > Billy_Ray@fuseSPAM.net (Remove the SPAM) 2002 WJ Brilliant Black Crystal Pearl Coat Helping is why we are all here on RAMJ+W, or should be. |
Re: Some advice on buying a Jeep
I have to agree with Billy Ray about the financing. You can get preapproved
from a credit union and then go shopping. Rates are almost always better with CU. I havent financed a vehicle any other way in over 20 years. -- Rich Harris :1986 CJ7, Detroits F/R, 4:10's, 33"BFGMT's, Mopar F/I, 4.0L head, Rubicon Express 2.5" Wrangler springs, Procomp MX6 Shocks, and a bunch more fun stuff. To Reply; shave my hair. "billy ray" <billy_ray@fuseSPAM.net> wrote in message news:43652$43a1ef8b$4831b233$12668@FUSE.NET... >I do not know that vehicle values will change significantly after the first >of the year. You might get someone who needs to sell their Jeep now for >Christmas or one in January/February to pay Christmas bills. > > I cannot comment on Arizona vehicle taxation but ANY DMV clerk would > certainly know if they were required to charge you tax when you went to > title the Jeep. > > The way it works in Ohio is if I buy a vehicle in KY or IN I do not pay > their tax but I do have to pay Ohio tax when I go to title the vehicle. > > As for financing...... your corner Credit Union will almost always be a > better deal than what the dealership will arrange because the charge > interest on the declining balance method. > > > "Ripley59" <ripley59@earthlink.net> wrote in message > news:vjj3q15r5alejujoro7urlvek8q88r1o2h@4ax.com... >> I've been wanting to buy one for a few years and now have a good >> reason to do it, since my 88 Honda CRX is beginning to show its age. >> The Jeep that I want is a 2003 or 2004 Sahara. Rubicons are a little >> too much unless you are a hard core off-roader and I am not crazy >> about the way the extra length kind of ruins the classic Jeep lines in >> the Unlimited models. Obviously it might make sense to wait a couple >> of weeks till 2006, so the 2003-2004 models depreciate a bit more. >> The prices may rise a bit as we get closer to the summer, but is there >> a good period to look for used Jeeps? Do a bunch of them get traded >> in or sold as people buy 2006 models? I would have to finance a large >> chunk of it, so I'd have to buy from a dealership. You can get >> financing for a private party transaction but its a real pain and the >> rates are much higher. >> I've been keeping track of Saharas on Ebay and I am wondering if that >> maybe the way to go, but I don't seem to be able to get a straight >> answer from the Registry ( I am in Arizona) if I'd have to pay sales >> tax at 7.6% at some point if I bought a Jeep out of state. >> Thanks in advance for any info or advice! >> >> > Billy_Ray@fuseSPAM.net (Remove the SPAM) > 2002 WJ Brilliant Black Crystal Pearl Coat > Helping is why we are all here on RAMJ+W, or should be. > > > |
Re: Some advice on buying a Jeep
I have to agree with Billy Ray about the financing. You can get preapproved
from a credit union and then go shopping. Rates are almost always better with CU. I havent financed a vehicle any other way in over 20 years. -- Rich Harris :1986 CJ7, Detroits F/R, 4:10's, 33"BFGMT's, Mopar F/I, 4.0L head, Rubicon Express 2.5" Wrangler springs, Procomp MX6 Shocks, and a bunch more fun stuff. To Reply; shave my hair. "billy ray" <billy_ray@fuseSPAM.net> wrote in message news:43652$43a1ef8b$4831b233$12668@FUSE.NET... >I do not know that vehicle values will change significantly after the first >of the year. You might get someone who needs to sell their Jeep now for >Christmas or one in January/February to pay Christmas bills. > > I cannot comment on Arizona vehicle taxation but ANY DMV clerk would > certainly know if they were required to charge you tax when you went to > title the Jeep. > > The way it works in Ohio is if I buy a vehicle in KY or IN I do not pay > their tax but I do have to pay Ohio tax when I go to title the vehicle. > > As for financing...... your corner Credit Union will almost always be a > better deal than what the dealership will arrange because the charge > interest on the declining balance method. > > > "Ripley59" <ripley59@earthlink.net> wrote in message > news:vjj3q15r5alejujoro7urlvek8q88r1o2h@4ax.com... >> I've been wanting to buy one for a few years and now have a good >> reason to do it, since my 88 Honda CRX is beginning to show its age. >> The Jeep that I want is a 2003 or 2004 Sahara. Rubicons are a little >> too much unless you are a hard core off-roader and I am not crazy >> about the way the extra length kind of ruins the classic Jeep lines in >> the Unlimited models. Obviously it might make sense to wait a couple >> of weeks till 2006, so the 2003-2004 models depreciate a bit more. >> The prices may rise a bit as we get closer to the summer, but is there >> a good period to look for used Jeeps? Do a bunch of them get traded >> in or sold as people buy 2006 models? I would have to finance a large >> chunk of it, so I'd have to buy from a dealership. You can get >> financing for a private party transaction but its a real pain and the >> rates are much higher. >> I've been keeping track of Saharas on Ebay and I am wondering if that >> maybe the way to go, but I don't seem to be able to get a straight >> answer from the Registry ( I am in Arizona) if I'd have to pay sales >> tax at 7.6% at some point if I bought a Jeep out of state. >> Thanks in advance for any info or advice! >> >> > Billy_Ray@fuseSPAM.net (Remove the SPAM) > 2002 WJ Brilliant Black Crystal Pearl Coat > Helping is why we are all here on RAMJ+W, or should be. > > > |
Re: Some advice on buying a Jeep
I have to agree with Billy Ray about the financing. You can get preapproved
from a credit union and then go shopping. Rates are almost always better with CU. I havent financed a vehicle any other way in over 20 years. -- Rich Harris :1986 CJ7, Detroits F/R, 4:10's, 33"BFGMT's, Mopar F/I, 4.0L head, Rubicon Express 2.5" Wrangler springs, Procomp MX6 Shocks, and a bunch more fun stuff. To Reply; shave my hair. "billy ray" <billy_ray@fuseSPAM.net> wrote in message news:43652$43a1ef8b$4831b233$12668@FUSE.NET... >I do not know that vehicle values will change significantly after the first >of the year. You might get someone who needs to sell their Jeep now for >Christmas or one in January/February to pay Christmas bills. > > I cannot comment on Arizona vehicle taxation but ANY DMV clerk would > certainly know if they were required to charge you tax when you went to > title the Jeep. > > The way it works in Ohio is if I buy a vehicle in KY or IN I do not pay > their tax but I do have to pay Ohio tax when I go to title the vehicle. > > As for financing...... your corner Credit Union will almost always be a > better deal than what the dealership will arrange because the charge > interest on the declining balance method. > > > "Ripley59" <ripley59@earthlink.net> wrote in message > news:vjj3q15r5alejujoro7urlvek8q88r1o2h@4ax.com... >> I've been wanting to buy one for a few years and now have a good >> reason to do it, since my 88 Honda CRX is beginning to show its age. >> The Jeep that I want is a 2003 or 2004 Sahara. Rubicons are a little >> too much unless you are a hard core off-roader and I am not crazy >> about the way the extra length kind of ruins the classic Jeep lines in >> the Unlimited models. Obviously it might make sense to wait a couple >> of weeks till 2006, so the 2003-2004 models depreciate a bit more. >> The prices may rise a bit as we get closer to the summer, but is there >> a good period to look for used Jeeps? Do a bunch of them get traded >> in or sold as people buy 2006 models? I would have to finance a large >> chunk of it, so I'd have to buy from a dealership. You can get >> financing for a private party transaction but its a real pain and the >> rates are much higher. >> I've been keeping track of Saharas on Ebay and I am wondering if that >> maybe the way to go, but I don't seem to be able to get a straight >> answer from the Registry ( I am in Arizona) if I'd have to pay sales >> tax at 7.6% at some point if I bought a Jeep out of state. >> Thanks in advance for any info or advice! >> >> > Billy_Ray@fuseSPAM.net (Remove the SPAM) > 2002 WJ Brilliant Black Crystal Pearl Coat > Helping is why we are all here on RAMJ+W, or should be. > > > |
Re: Some advice on buying a Jeep
And when you do the Credit Union route, go in and get your loan approved
BEFORE you go shopping. Do all the paperwork in advance. When you are ready to buy, call them with the description and the VIN number, check ready in a couple of hours. Slick! Makes dealing at the Dealer MUCH less painful since it looks like a cash deal to them. Rich wrote: > I have to agree with Billy Ray about the financing. You can get preapproved > from a credit union and then go shopping. Rates are almost always better > with CU. > I havent financed a vehicle any other way in over 20 years. |
Re: Some advice on buying a Jeep
And when you do the Credit Union route, go in and get your loan approved
BEFORE you go shopping. Do all the paperwork in advance. When you are ready to buy, call them with the description and the VIN number, check ready in a couple of hours. Slick! Makes dealing at the Dealer MUCH less painful since it looks like a cash deal to them. Rich wrote: > I have to agree with Billy Ray about the financing. You can get preapproved > from a credit union and then go shopping. Rates are almost always better > with CU. > I havent financed a vehicle any other way in over 20 years. |
Re: Some advice on buying a Jeep
And when you do the Credit Union route, go in and get your loan approved
BEFORE you go shopping. Do all the paperwork in advance. When you are ready to buy, call them with the description and the VIN number, check ready in a couple of hours. Slick! Makes dealing at the Dealer MUCH less painful since it looks like a cash deal to them. Rich wrote: > I have to agree with Billy Ray about the financing. You can get preapproved > from a credit union and then go shopping. Rates are almost always better > with CU. > I havent financed a vehicle any other way in over 20 years. |
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