Lost job, gotta sell jeep :(
1998 Jeep TJ 4.0 6cyl
- dark green - compustar 2way command start and alarm - cobra 19+ cb radio - 5.5' cb antenna - excellent jeep - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg - asking $13,900 canadian I know this is sorta an offtopic post and I hope that I dont get flamed for it. I really want another jeep enthusiast to give her a good home. I will deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements are made). I've lost my job and I cannot make the payments anymore. I can tell you one thing though, I'm not going to drive anything else unless it's a jeep (but maybe a little more affordable one) *grin*. I will also entertain trades for partial off (example: YJ for a certain amount off my TJ). I appreciate you guys. Take care! Andy Remove "NOSPAM" |
Re: Lost job, gotta sell jeep :(
See, that's my goal too. But I have a pretty crumby job right now, so I'm
hoping to even take some more schooling. I have no desire to sell my jeep, it's just that I'm worried about the payments with no income comming in. I'm applying like mad right now, so i'm crossing my fingers (for getting a job, and keeping the jeep) :) > Why is it OT? Good luck with the sale and job hunt. Maybe the latter > will happen first and you can keep it. > > JeepTJ wrote: > > > 1998 Jeep TJ 4.0 6cyl > > - dark green > > - compustar 2way command start and alarm > > - cobra 19+ cb radio > > - 5.5' cb antenna > > - excellent jeep > > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg > > - asking $13,900 canadian > > > > I know this is sorta an offtopic post and I hope that I dont get flamed for > > it. I really want another jeep enthusiast to give her a good home. I will > > deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements > > are made). > > > > I've lost my job and I cannot make the payments anymore. I can tell you one > > thing though, I'm not going to drive anything else unless it's a jeep (but > > maybe a little more affordable one) *grin*. > > > > I will also entertain trades for partial off (example: YJ for a certain > > amount off my TJ). I appreciate you guys. Take care! > > > > Andy > > > > Remove "NOSPAM" > > > > > > -- > __________________________________________________ _________ > tw > 03 TJ Rubicon > 01 XJ Sport > > There is a very fine line between "hobby" and "mental illness." > -- Dave Barry > > http://www.7slotgrille.com/jeepers/t...ron/index.html > (Please remove the OBVIOUS to reply by email) > __________________________________________________ _________ > |
Re: Lost job, gotta sell jeep :(
See, that's my goal too. But I have a pretty crumby job right now, so I'm
hoping to even take some more schooling. I have no desire to sell my jeep, it's just that I'm worried about the payments with no income comming in. I'm applying like mad right now, so i'm crossing my fingers (for getting a job, and keeping the jeep) :) > Why is it OT? Good luck with the sale and job hunt. Maybe the latter > will happen first and you can keep it. > > JeepTJ wrote: > > > 1998 Jeep TJ 4.0 6cyl > > - dark green > > - compustar 2way command start and alarm > > - cobra 19+ cb radio > > - 5.5' cb antenna > > - excellent jeep > > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg > > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg > > - asking $13,900 canadian > > > > I know this is sorta an offtopic post and I hope that I dont get flamed for > > it. I really want another jeep enthusiast to give her a good home. I will > > deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements > > are made). > > > > I've lost my job and I cannot make the payments anymore. I can tell you one > > thing though, I'm not going to drive anything else unless it's a jeep (but > > maybe a little more affordable one) *grin*. > > > > I will also entertain trades for partial off (example: YJ for a certain > > amount off my TJ). I appreciate you guys. Take care! > > > > Andy > > > > Remove "NOSPAM" > > > > > > -- > __________________________________________________ _________ > tw > 03 TJ Rubicon > 01 XJ Sport > > There is a very fine line between "hobby" and "mental illness." > -- Dave Barry > > http://www.7slotgrille.com/jeepers/t...ron/index.html > (Please remove the OBVIOUS to reply by email) > __________________________________________________ _________ > |
Re: Lost job, gotta sell jeep :(
You might want to contact your lender, state your case, .... and see if
the payments can't be temporarily stopped / delayed for a short time (for a few additional interest points later on). JeepTJ wrote: > 1998 Jeep TJ 4.0 6cyl > - dark green > - compustar 2way command start and alarm > - cobra 19+ cb radio > - 5.5' cb antenna > - excellent jeep > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg > - asking $13,900 canadian > > I know this is sorta an offtopic post and I hope that I dont get flamed for > it. I really want another jeep enthusiast to give her a good home. I will > deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements > are made). > > I've lost my job and I cannot make the payments anymore. I can tell you one > thing though, I'm not going to drive anything else unless it's a jeep (but > maybe a little more affordable one) *grin*. > > I will also entertain trades for partial off (example: YJ for a certain > amount off my TJ). I appreciate you guys. Take care! > > Andy > > Remove "NOSPAM" > > |
Re: Lost job, gotta sell jeep :(
You might want to contact your lender, state your case, .... and see if
the payments can't be temporarily stopped / delayed for a short time (for a few additional interest points later on). JeepTJ wrote: > 1998 Jeep TJ 4.0 6cyl > - dark green > - compustar 2way command start and alarm > - cobra 19+ cb radio > - 5.5' cb antenna > - excellent jeep > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg > - asking $13,900 canadian > > I know this is sorta an offtopic post and I hope that I dont get flamed for > it. I really want another jeep enthusiast to give her a good home. I will > deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements > are made). > > I've lost my job and I cannot make the payments anymore. I can tell you one > thing though, I'm not going to drive anything else unless it's a jeep (but > maybe a little more affordable one) *grin*. > > I will also entertain trades for partial off (example: YJ for a certain > amount off my TJ). I appreciate you guys. Take care! > > Andy > > Remove "NOSPAM" > > |
Re: Lost job, gotta sell jeep :(
Rich and Andy;
Great Idea! It's not uncommon for Canadian lending institutions to delay payments on principal balance. They ask in return that you make monthly payments on the interest charge. This more often applies to a mortgages but your banking officer may be able to extend it to a vehicle loan. If your lender is DC Finance, I don't know where you stand. They may rather you default on the loan if your balance is lower than the value of the vehicle but it may work in your favour if you are upside down in your payments. Meaning you owe more than its worth. If that is the case, they may put off payments on principal balance rather than face taking back the vehicle and reselling at a loss. You may also consider refinancing, chances are lending rates are much lower than when you bought but again this is contingent on your balance owing. High resale value on Jeeps works in your favour. May a new job find you before the creditors do! -Brian "RichH" <RhmpL33@NOSPAM.net> wrote in message news:3F424410.2070800@NOSPAM.net... : You might want to contact your lender, state your case, .... and see if : the payments can't be temporarily stopped / delayed for a short time : (for a few additional interest points later on). : : : JeepTJ wrote: : > 1998 Jeep TJ 4.0 6cyl : > - dark green : > - compustar 2way command start and alarm : > - cobra 19+ cb radio : > - 5.5' cb antenna : > - excellent jeep : > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg : > - asking $13,900 canadian : > : > I know this is sorta an offtopic post and I hope that I dont get flamed for : > it. I really want another jeep enthusiast to give her a good home. I will : > deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements : > are made). : > : > I've lost my job and I cannot make the payments anymore. I can tell you one : > thing though, I'm not going to drive anything else unless it's a jeep (but : > maybe a little more affordable one) *grin*. : > : > I will also entertain trades for partial off (example: YJ for a certain : > amount off my TJ). I appreciate you guys. Take care! : > : > Andy : > : > Remove "NOSPAM" : > : > : |
Re: Lost job, gotta sell jeep :(
Rich and Andy;
Great Idea! It's not uncommon for Canadian lending institutions to delay payments on principal balance. They ask in return that you make monthly payments on the interest charge. This more often applies to a mortgages but your banking officer may be able to extend it to a vehicle loan. If your lender is DC Finance, I don't know where you stand. They may rather you default on the loan if your balance is lower than the value of the vehicle but it may work in your favour if you are upside down in your payments. Meaning you owe more than its worth. If that is the case, they may put off payments on principal balance rather than face taking back the vehicle and reselling at a loss. You may also consider refinancing, chances are lending rates are much lower than when you bought but again this is contingent on your balance owing. High resale value on Jeeps works in your favour. May a new job find you before the creditors do! -Brian "RichH" <RhmpL33@NOSPAM.net> wrote in message news:3F424410.2070800@NOSPAM.net... : You might want to contact your lender, state your case, .... and see if : the payments can't be temporarily stopped / delayed for a short time : (for a few additional interest points later on). : : : JeepTJ wrote: : > 1998 Jeep TJ 4.0 6cyl : > - dark green : > - compustar 2way command start and alarm : > - cobra 19+ cb radio : > - 5.5' cb antenna : > - excellent jeep : > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg : > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg : > - asking $13,900 canadian : > : > I know this is sorta an offtopic post and I hope that I dont get flamed for : > it. I really want another jeep enthusiast to give her a good home. I will : > deliver my jeep to Sask, Man, or Northern Ontario (or other if arrangements : > are made). : > : > I've lost my job and I cannot make the payments anymore. I can tell you one : > thing though, I'm not going to drive anything else unless it's a jeep (but : > maybe a little more affordable one) *grin*. : > : > I will also entertain trades for partial off (example: YJ for a certain : > amount off my TJ). I appreciate you guys. Take care! : > : > Andy : > : > Remove "NOSPAM" : > : > : |
Re: Lost job, gotta sell jeep :(
So far as it stands, I'm going to take a decent loss on the jeep (that
includes the $700.00 alarm) :P I'm going to call the bank lady and talk to her about what you mentioned. Not sure what options I have for right now. Additionally, I dont wanta cause problems with the bank or give myself a bad credit history (so far it's flawless). I probably owe more than the vehicle is currently worth. If anyone has work in application/database development in Sask/Man/Ont, drop me an email *grin*. > Rich and Andy; > Great Idea! > It's not uncommon for Canadian lending institutions to delay payments on > principal balance. They ask in return that you make monthly payments on the > interest charge. This more often applies to a mortgages but your banking > officer may be able to extend it to a vehicle loan. If your lender is DC > Finance, I don't know where you stand. They may rather you default on the > loan if your balance is lower than the value of the vehicle but it may work > in your favour if you are upside down in your payments. Meaning you owe more > than its worth. If that is the case, they may put off payments on principal > balance rather than face taking back the vehicle and reselling at a loss. > > You may also consider refinancing, chances are lending rates are much lower > than when you bought but again this is contingent on your balance owing. > High resale value on Jeeps works in your favour. > > May a new job find you before the creditors do! > -Brian > > "RichH" <RhmpL33@NOSPAM.net> wrote in message > news:3F424410.2070800@NOSPAM.net... > : You might want to contact your lender, state your case, .... and see if > : the payments can't be temporarily stopped / delayed for a short time > : (for a few additional interest points later on). > : > : > : JeepTJ wrote: > : > 1998 Jeep TJ 4.0 6cyl > : > - dark green > : > - compustar 2way command start and alarm > : > - cobra 19+ cb radio > : > - 5.5' cb antenna > : > - excellent jeep > : > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg > : > - asking $13,900 canadian > : > > : > I know this is sorta an offtopic post and I hope that I dont get flamed > for > : > it. I really want another jeep enthusiast to give her a good home. I > will > : > deliver my jeep to Sask, Man, or Northern Ontario (or other if > arrangements > : > are made). > : > > : > I've lost my job and I cannot make the payments anymore. I can tell you > one > : > thing though, I'm not going to drive anything else unless it's a jeep > (but > : > maybe a little more affordable one) *grin*. > : > > : > I will also entertain trades for partial off (example: YJ for a certain > : > amount off my TJ). I appreciate you guys. Take care! > : > > : > Andy > : > > : > Remove "NOSPAM" > : > > : > > : > > |
Re: Lost job, gotta sell jeep :(
So far as it stands, I'm going to take a decent loss on the jeep (that
includes the $700.00 alarm) :P I'm going to call the bank lady and talk to her about what you mentioned. Not sure what options I have for right now. Additionally, I dont wanta cause problems with the bank or give myself a bad credit history (so far it's flawless). I probably owe more than the vehicle is currently worth. If anyone has work in application/database development in Sask/Man/Ont, drop me an email *grin*. > Rich and Andy; > Great Idea! > It's not uncommon for Canadian lending institutions to delay payments on > principal balance. They ask in return that you make monthly payments on the > interest charge. This more often applies to a mortgages but your banking > officer may be able to extend it to a vehicle loan. If your lender is DC > Finance, I don't know where you stand. They may rather you default on the > loan if your balance is lower than the value of the vehicle but it may work > in your favour if you are upside down in your payments. Meaning you owe more > than its worth. If that is the case, they may put off payments on principal > balance rather than face taking back the vehicle and reselling at a loss. > > You may also consider refinancing, chances are lending rates are much lower > than when you bought but again this is contingent on your balance owing. > High resale value on Jeeps works in your favour. > > May a new job find you before the creditors do! > -Brian > > "RichH" <RhmpL33@NOSPAM.net> wrote in message > news:3F424410.2070800@NOSPAM.net... > : You might want to contact your lender, state your case, .... and see if > : the payments can't be temporarily stopped / delayed for a short time > : (for a few additional interest points later on). > : > : > : JeepTJ wrote: > : > 1998 Jeep TJ 4.0 6cyl > : > - dark green > : > - compustar 2way command start and alarm > : > - cobra 19+ cb radio > : > - 5.5' cb antenna > : > - excellent jeep > : > - http://members.shaw.ca/jeeptj/jeep-tj-front.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-back-right.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-back.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-inside.jpg > : > - http://members.shaw.ca/jeeptj/jeep-tj-key-chain.jpg > : > - asking $13,900 canadian > : > > : > I know this is sorta an offtopic post and I hope that I dont get flamed > for > : > it. I really want another jeep enthusiast to give her a good home. I > will > : > deliver my jeep to Sask, Man, or Northern Ontario (or other if > arrangements > : > are made). > : > > : > I've lost my job and I cannot make the payments anymore. I can tell you > one > : > thing though, I'm not going to drive anything else unless it's a jeep > (but > : > maybe a little more affordable one) *grin*. > : > > : > I will also entertain trades for partial off (example: YJ for a certain > : > amount off my TJ). I appreciate you guys. Take care! > : > > : > Andy > : > > : > Remove "NOSPAM" > : > > : > > : > > |
Re: Lost job, gotta sell jeep :(
Take it from somebody who deals with this on a daily basis. Lenders don't want
you to default. They lose money either way even if you don't owe that much. Most are willing to help you to a certian point. There will eventually come a time though when you have to "Sh*t or get off the pot" but that's a long way down the road. If your loan is current right now you have a little more leverage...if its past due call them ASAP. The one thing lenders hate most is having to call you. If you make a promise to pay...keep it! If you can't... call them and make other arrangements. If you were my customer and did this I'd be more than happy to bend over backwards to help you out. Brian 88 YJ |
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