Re: Got rearended, need to know what you guys think
 

Since you asked what we thought....

Firstly you need to go to your family doctor to get checked out. These type
collisions can cause some severe LIFELONG pain and once you sign the check
the adjuster hands you.... you are out of luck.

After that you need to get your Jeep to YOUR garage for a complete
inspection. The fact that you now have a lot of noise that was not there
before should indicate that there is some serious damage to the driveline
and/or axles.

At that point you can invite their adjuster in to approve the damage
estimate.

At this point in there is any disagreement with YOUR man then simply say "We
will let the lawyers decide" and ask their man to leave.

If the other driver was cited then he has little recourse than to fulfill
his obligations to fix your vehicle. If nothing else be sure you go to
court when he appears and be sure the judge knows that he has refused to
make adequate compensation for his damage (He is responsible to you, not his
insurance company) then turn the claim over to your insurance.

It doesn't matter who caused the accident..... your insurance is going to
count this against you anyway as soon as they find out so there is no need
for you to resist.

If you have a quality insurance agent you will have no worries, it is his
job to protect you.

My agent told me I should only make 3 calls. The first is to the police,
the second to my family, and the third to him.

He said he will tell me to see my family doctor and arrange for towing if
necessary, consult with the guys at the garage, get me a rental car, and
contact the other persons insurance company because that is HIS job.

I got hit in a parking lot two years ago out of state by a college girl.
There was, initially, a bit of confusion because it was a multi state deal
so when her insurance did not immediately settle my agent filed on my
insurance, paid the full claim minus my $500 deductible and then had their
lawyers call her lawyers. Another check for $500 came about a week later.

Perhaps they played hardball.... he later told me he called the girls family
and told them that a copy of the UK Police accident report (she admitted her
fault) and a copy of his report (including her insurance companies refusal
to settle) to KY's DMV as insurance is required to have a driver's license.

I called to thank my agent after the second check arrived and he told me the
girl's adjuster even tried to screw him by disallowing things on the
estimate..... including silly things like masking and covering the parts of
the bodywork that we not being painted.... ($12) and wanting to use lower
than factory quality paint.

"oasisorbital" <jgcotner@samford.edu> wrote in message
news:1156237050.801923.70610@i42g2000cwa.googlegro ups.com...
>I got rear ended on sat and although i was able to drive it home, it
> just aint right. I was the middle guy in a 3 car wreck so front and
> back were damaged. The thing is, the damage doesnt looke that bad,
> bumpers are messed up the rear tailgate wont colse and there is some
> body damage. What concerns me is the was my engine seemed to change
> sounds. I have BFG AT tires and it sounds like I have some boggers on
> when I drive, thats how i describe the engine noise. The back end
> feels loose, and when i turn a corner the back end feels like its
> lifting up and gets a little loose. Just to say how hard i was hit,
> when i was hit from behind, i was forced back hard enough to break the
> reclining part of the drivers seat. The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Re: Got rearended, need to know what you guys think
 

Crap, I feel for ya, cuz my jeep got t-boned 1 1/2 years ago and I am just
about to now have everything worked out on it. The insurance adjusters, and
even the shop I took it to didn't find all the damages and little things
wrong with it, and it was up to me to learn everything I could about TJ's
and fix it myself.

I brought many little things to the attention of my insurance company and
they found ways to legally just blow me off, which made me mad but I really
expected it from them. I suggest, if you are going to keep this thing
forever like I am mine, that you get the factory service manual. Then look
around every nook and cranny and inspect everything yourself, after all work
is done to it. You might find the little things that are overlooked.

Good luck!

Troy

"oasisorbital" <jgcotner@samford.edu> wrote in message
news:1156237050.801923.70610@i42g2000cwa.googlegro ups.com...
>I got rear ended on sat and although i was able to drive it home, it
> just aint right. I was the middle guy in a 3 car wreck so front and
> back were damaged. The thing is, the damage doesnt looke that bad,
> bumpers are messed up the rear tailgate wont colse and there is some
> body damage. What concerns me is the was my engine seemed to change
> sounds. I have BFG AT tires and it sounds like I have some boggers on
> when I drive, thats how i describe the engine noise. The back end
> feels loose, and when i turn a corner the back end feels like its
> lifting up and gets a little loose. Just to say how hard i was hit,
> when i was hit from behind, i was forced back hard enough to break the
> reclining part of the drivers seat. The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Re: Got rearended, need to know what you guys think
 

Crap, I feel for ya, cuz my jeep got t-boned 1 1/2 years ago and I am just
about to now have everything worked out on it. The insurance adjusters, and
even the shop I took it to didn't find all the damages and little things
wrong with it, and it was up to me to learn everything I could about TJ's
and fix it myself.

I brought many little things to the attention of my insurance company and
they found ways to legally just blow me off, which made me mad but I really
expected it from them. I suggest, if you are going to keep this thing
forever like I am mine, that you get the factory service manual. Then look
around every nook and cranny and inspect everything yourself, after all work
is done to it. You might find the little things that are overlooked.

Good luck!

Troy

"oasisorbital" <jgcotner@samford.edu> wrote in message
news:1156237050.801923.70610@i42g2000cwa.googlegro ups.com...
>I got rear ended on sat and although i was able to drive it home, it
> just aint right. I was the middle guy in a 3 car wreck so front and
> back were damaged. The thing is, the damage doesnt looke that bad,
> bumpers are messed up the rear tailgate wont colse and there is some
> body damage. What concerns me is the was my engine seemed to change
> sounds. I have BFG AT tires and it sounds like I have some boggers on
> when I drive, thats how i describe the engine noise. The back end
> feels loose, and when i turn a corner the back end feels like its
> lifting up and gets a little loose. Just to say how hard i was hit,
> when i was hit from behind, i was forced back hard enough to break the
> reclining part of the drivers seat. The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Re: Got rearended, need to know what you guys think
 

Crap, I feel for ya, cuz my jeep got t-boned 1 1/2 years ago and I am just
about to now have everything worked out on it. The insurance adjusters, and
even the shop I took it to didn't find all the damages and little things
wrong with it, and it was up to me to learn everything I could about TJ's
and fix it myself.

I brought many little things to the attention of my insurance company and
they found ways to legally just blow me off, which made me mad but I really
expected it from them. I suggest, if you are going to keep this thing
forever like I am mine, that you get the factory service manual. Then look
around every nook and cranny and inspect everything yourself, after all work
is done to it. You might find the little things that are overlooked.

Good luck!

Troy

"oasisorbital" <jgcotner@samford.edu> wrote in message
news:1156237050.801923.70610@i42g2000cwa.googlegro ups.com...
>I got rear ended on sat and although i was able to drive it home, it
> just aint right. I was the middle guy in a 3 car wreck so front and
> back were damaged. The thing is, the damage doesnt looke that bad,
> bumpers are messed up the rear tailgate wont colse and there is some
> body damage. What concerns me is the was my engine seemed to change
> sounds. I have BFG AT tires and it sounds like I have some boggers on
> when I drive, thats how i describe the engine noise. The back end
> feels loose, and when i turn a corner the back end feels like its
> lifting up and gets a little loose. Just to say how hard i was hit,
> when i was hit from behind, i was forced back hard enough to break the
> reclining part of the drivers seat. The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Re: Got rearended, need to know what you guys think
 

Crap, I feel for ya, cuz my jeep got t-boned 1 1/2 years ago and I am just
about to now have everything worked out on it. The insurance adjusters, and
even the shop I took it to didn't find all the damages and little things
wrong with it, and it was up to me to learn everything I could about TJ's
and fix it myself.

I brought many little things to the attention of my insurance company and
they found ways to legally just blow me off, which made me mad but I really
expected it from them. I suggest, if you are going to keep this thing
forever like I am mine, that you get the factory service manual. Then look
around every nook and cranny and inspect everything yourself, after all work
is done to it. You might find the little things that are overlooked.

Good luck!

Troy

"oasisorbital" <jgcotner@samford.edu> wrote in message
news:1156237050.801923.70610@i42g2000cwa.googlegro ups.com...
>I got rear ended on sat and although i was able to drive it home, it
> just aint right. I was the middle guy in a 3 car wreck so front and
> back were damaged. The thing is, the damage doesnt looke that bad,
> bumpers are messed up the rear tailgate wont colse and there is some
> body damage. What concerns me is the was my engine seemed to change
> sounds. I have BFG AT tires and it sounds like I have some boggers on
> when I drive, thats how i describe the engine noise. The back end
> feels loose, and when i turn a corner the back end feels like its
> lifting up and gets a little loose. Just to say how hard i was hit,
> when i was hit from behind, i was forced back hard enough to break the
> reclining part of the drivers seat. The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Re: Got rearended, need to know what you guys think
 

oasisorbital wrote:
> The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Of course it's the OTHER guy's adjuster. He'll offer you a check on the
spot. Refuse it no matter how pushy he/she gets. Don't take or sign
anything until you talk to your own insurance company!

Call your insurance guy and let your insurance adjusters & attorneys
settle for you. The other guy's company is going to try to get you to
sign a check NOW and you're hosed - especially if you find out later
you're having headaches, neck/back pain or troubel sleeping. I'd bet by
your descripttion that your vehicle is going to require thousands of $$$
worth of repairs - if it's fixable at all.

You pay for insurance for a reason and it's not in case you're at fault.

Good luck,
- JJ

Re: Got rearended, need to know what you guys think
 

oasisorbital wrote:
> The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Of course it's the OTHER guy's adjuster. He'll offer you a check on the
spot. Refuse it no matter how pushy he/she gets. Don't take or sign
anything until you talk to your own insurance company!

Call your insurance guy and let your insurance adjusters & attorneys
settle for you. The other guy's company is going to try to get you to
sign a check NOW and you're hosed - especially if you find out later
you're having headaches, neck/back pain or troubel sleeping. I'd bet by
your descripttion that your vehicle is going to require thousands of $$$
worth of repairs - if it's fixable at all.

You pay for insurance for a reason and it's not in case you're at fault.

Good luck,
- JJ

Re: Got rearended, need to know what you guys think
 

oasisorbital wrote:
> The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Of course it's the OTHER guy's adjuster. He'll offer you a check on the
spot. Refuse it no matter how pushy he/she gets. Don't take or sign
anything until you talk to your own insurance company!

Call your insurance guy and let your insurance adjusters & attorneys
settle for you. The other guy's company is going to try to get you to
sign a check NOW and you're hosed - especially if you find out later
you're having headaches, neck/back pain or troubel sleeping. I'd bet by
your descripttion that your vehicle is going to require thousands of $$$
worth of repairs - if it's fixable at all.

You pay for insurance for a reason and it's not in case you're at fault.

Good luck,
- JJ

Re: Got rearended, need to know what you guys think
 

oasisorbital wrote:
> The adjuster is coming out
> tomorrow and i want to make sure I dont get screwed, cause its the
> other guys adjuster. Thanks
>

Of course it's the OTHER guy's adjuster. He'll offer you a check on the
spot. Refuse it no matter how pushy he/she gets. Don't take or sign
anything until you talk to your own insurance company!

Call your insurance guy and let your insurance adjusters & attorneys
settle for you. The other guy's company is going to try to get you to
sign a check NOW and you're hosed - especially if you find out later
you're having headaches, neck/back pain or troubel sleeping. I'd bet by
your descripttion that your vehicle is going to require thousands of $$$
worth of repairs - if it's fixable at all.

You pay for insurance for a reason and it's not in case you're at fault.

Good luck,
- JJ

Re: Got rearended, need to know what you guys think
 

Troy, what's the name of your insurance company?


"Troy" <@ .> wrote in message
news:x6adnaUR1t87tXbZnZ2dnUVZ_r6dnZ2d@comcast.com. ..
> Crap, I feel for ya, cuz my jeep got t-boned 1 1/2 years ago and I am
> just about to now have everything worked out on it. The insurance
> adjusters, and even the shop I took it to didn't find all the damages and
> little things wrong with it, and it was up to me to learn everything I
> could about TJ's and fix it myself.
>
> I brought many little things to the attention of my insurance company and
> they found ways to legally just blow me off, which made me mad but I
> really expected it from them. I suggest, if you are going to keep this
> thing forever like I am mine, that you get the factory service manual.
> Then look around every nook and cranny and inspect everything yourself,
> after all work is done to it. You might find the little things that are
> overlooked.
>
> Good luck!
>
> Troy
>
> "oasisorbital" <jgcotner@samford.edu> wrote in message
> news:1156237050.801923.70610@i42g2000cwa.googlegro ups.com...
>>I got rear ended on sat and although i was able to drive it home, it
>> just aint right. I was the middle guy in a 3 car wreck so front and
>> back were damaged. The thing is, the damage doesnt looke that bad,
>> bumpers are messed up the rear tailgate wont colse and there is some
>> body damage. What concerns me is the was my engine seemed to change
>> sounds. I have BFG AT tires and it sounds like I have some boggers on
>> when I drive, thats how i describe the engine noise. The back end
>> feels loose, and when i turn a corner the back end feels like its
>> lifting up and gets a little loose. Just to say how hard i was hit,
>> when i was hit from behind, i was forced back hard enough to break the
>> reclining part of the drivers seat. The adjuster is coming out
>> tomorrow and i want to make sure I dont get screwed, cause its the
>> other guys adjuster. Thanks
>>
>
>